Lixin texted that it was a court action.

Legal analysis: If the lawsuit is filed by the court, the court will inform you. Generally, if you receive inexplicable text messages, you should check them to prevent being cheated. If a borrower is sued by a financial institution for loan default or overdue repayment, he should actively respond to the lawsuit and collect evidence beneficial to him.

Legal basis: Article 1 19 of the Civil Procedure Law. The prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.