Will it be bad for me to get Guohua Huabao accident insurance106575021kloc-0/37?

Many insurance companies give away insurance, so there is really nothing to worry about. I get about three letters a month on average. Since someone else gave it, take it, and you have nothing to lose. The accident insurance you gave only needs your name and ID number, which has nothing to do with the bank. You don't need a bank card number. How can I deduct money? Hehe, do you think insurance companies really have that much authority? Just say it and deduct it? Ctrip. Buying a plane ticket shows that the registration information is complete and proves that you have accepted the terms. You have to deduct money if you want to buy it. One is free and the other is for myself. Can it be the same?