Joke Collection Website - Public benefit messages - Why can't the mobile banking of Wuhan Rural Commercial Bank log in at night?

Why can't the mobile banking of Wuhan Rural Commercial Bank log in at night?

First, the banking system is temporarily abnormal, which makes it impossible to log in at night. Suggest trying again later.

Second, the computer failed, which made it impossible to log in at night. Suggest changing computers and trying again.

Third, the network signal is poor, which makes it impossible to log in at night. Suggest trying again on another network.

1. Mobile banking refers to the channel mode in which banks use smart phones as carriers to let customers use banking services on the terminal. With the development of communication and Internet technology, the business functions of mobile banking are constantly updated and improved. Refers to the use of mobile devices such as mobile phones to connect customers with banks, handle related banking business or provide financial services to customers. Mobile banking is both a product and a channel, which belongs to the category of electronic banking. Connect customers' mobile phones with banks through mobile communication network to realize a new business product, and directly complete various financial services such as account inquiry and transfer through mobile phone interface, that is, banks use mobile phones as carriers, rely on mobile GSM wireless networks, use short message resources of mobile phones to operate bank accounts in the form of short messages sent by mobile phones, and realize the functions of "financial management" and "electronic wallet" of mobile phones. In short, mobile banking is the abbreviation of using mobile phones to handle banking-related business. It is the channel for banks to realize electronization. It is a new service mode combining electronic money with mobile communication service.

2. Mobile banking refers to the use of mobile devices such as mobile phones and tablet computers to connect banks for customers, handle related banking business or provide financial services for customers. Mobile banking is both a product and a channel, which belongs to the category of electronic banking. Theoretically, in addition to cash business, the bank's counter business can also be transferred to mobile banking. The functions of mobile banking are divided into standard functions and extended functions. Inquiry, transfer, remittance, payment and temporary loss reporting are standard functions. The extended function is to develop fund management, commercial payment, online shopping and other functions on the basis of standard configuration functions. The provision of extended functions is inseparable from the support of the bank background. These expansion functions of small and medium-sized banks are generally weak, far behind state-owned banks and national joint-stock commercial banks. Domestic banks that have opened mobile banking include ICBC, Agricultural Bank, Bank of China, Bank of Communications and other large banks, national joint-stock commercial banks, some city commercial banks and rural commercial banks, and a few rural cooperative banks, new rural financial institutions and rural credit cooperatives. The mobile banking of regional banks is basically the mobile banking of online banking. The characteristic mobile banking related to rural finance in China includes card-free withdrawals and micro-loans for farmers.