What's the difference between China Postal Savings Bank's homesickness card and debit card?

Taking China Postal Savings Bank as an example, homesickness card is a kind of debit card, but some functions are slightly different from other debit cards. Debit cards also include green cards (debit cards) and green cartoons (debit cards).

The difference between nostalgic card and debit card;

First, the card issuing objects are different;

Nostalgia cards are sent to labor service customers. Homesickness card is an exclusive debit card issued by Postal Savings Bank for the majority of labor customers. It is a financial IC debit card with the functions of salary payment, cash deposit and withdrawal, transfer and remittance, payment and settlement, etc.

Ordinary people can apply for green cards (debit cards) and green cartoons (debit cards). With my valid real name certificate, I can fill in a special voucher at the postal savings agency outlet to apply for this business.

Second, the functions and characteristics are different;

Main functions of nostalgia card:

1. With homesickness card, you can enjoy comprehensive financial services such as cash deposit and withdrawal, transfer and remittance, and salary payment.

2. With the nostalgia card, you can enjoy the convenient channel services of our bank, such as the convenient version of mobile banking, bank card to help farmers withdraw money, etc.

3. With the homesickness card, you can also participate in various activities organized by our bank to make your life and your family's life full of warmth and happiness. (The specific activities shall be subject to the announcement of the local branch).

Green cartoon (debit card):

1. One-card multi-account: Green cartoon card is a green card debit card with fixed demand, multiple deposits and multiple functions. At present, it includes current settlement account, lump-sum deposit and withdrawal account, notice deposit account and fixed deposit and withdrawal account, and foreign currency savings account management will be realized in the future.

2. Fixed-activity mutual transfer: customers can convert idle funds in the green card into any kind of time deposits in the card at outlets or through ATM machines, and can also convert any kind of time deposits in the card into demand deposits.

Green card (debit card):

1. Convenient access in different places: Postal savings outlets are all over urban and rural areas. With your green card, you can withdraw cash from any branch of our bank and ATM with the logo of "UnionPay", and easily realize "one card to travel around China".

2. A wide range of business functions: With the green card, you can handle business such as inquiry, deposit and withdrawal, transfer, payment and credit card consumption.

3. Easy transaction reconciliation: You can add a current account book for the green card, and add a current account book and a regular account book for the green card cartoon card to record the transaction details, so that all kinds of transaction history can be seen at a glance.

Third, the card offers are different;

Discount for nostalgic cards:

1, free of production fee, small account management fee and annual fee;

2. Send SMS notification free of charge for the reservation transfer of homesick card transfer.

Green cards (debit cards) and green cartoons (debit cards) do not have these benefits.

Postal Savings Bank of China-Green Cartoon (Nostalgia Card)

Baidu encyclopedia-green cartoon