I owe money to the bank, and he sent a message to freeze my bank card. Excuse me, is this true? It is also said that it will be directly deducted after freezing. Answer if you know. Thank you. Do you

I owe money to the bank, and he sent a message to freeze my bank card. Excuse me, is this true? It is also said that it will be directly deducted after freezing. Answer if you know. Thank you. Do you have a chart? Micro-loan is an online loan product launched by Weizhong Bank. As one of the popular online loan products at present, its system is quite complete, and its risk control standards and repayment regulations are also relatively perfect. If you borrow money from micro loans, the consequences will be "quite" serious.

1, bear the penalty interest like compound interest.

If you make a small amount of loans overdue, you will be charged a penalty of 50% of the agreed interest every day. The specific calculation formula is: overdue interest = overdue amount * overdue days * daily interest rate *( 1+50%). The daily interest rate of small loans is generally 0.05%. Can you bear such a high penalty interest?

Wechat can let everyone know that you owe money and don't pay it back.

Although micro-loans don't use various means like some usurers, such as painting and blocking doors, they will also call and send text messages to your WeChat friends and address book contacts.

At this time, if you don't pay back the money, let everyone know your deeds.

3, the central bank to increase a credit.

Why did the central bank add a letter of credit? What reminds you here is that there is credit information on microfinance! ! ! (Please meditate three times)

As long as you borrow through "micro-loan", after obtaining the credit line, whether you borrow or not, you will leave a query record on your personal credit report, and a new loan record will be generated every time you borrow. Please be careful.

If it is overdue, it will be miserable. Overdue records will definitely leave a mark on the central bank's credit information, causing credit stains, affecting your loans and credit cards, and even other future travel and life.

The defendant may go to court.

This situation also depends on whether your nature is bad or not. If you deliberately delay paying back after borrowing money from a small loan, or if the circumstances are serious, you may be sued in court. The result of this trial can be imagined. As the overdue party, you will definitely lose the case, not only paying back the money, but also going to jail.

This situation is something that every borrower should be alert to. It's best not to let it happen, or it's too late to regret it.