How long will it take to collect the expired flowers by phone?

1. If the flower buds are overdue, corresponding overdue interest will be generated, and the overdue interest will be charged on a daily basis at 0.05% of the unpaid amount.

2. Secondly, the overdue records of Huayuan will be submitted to Sesame Credit, which will affect Sesame Score and may have a negative impact on the central bank's credit reporting.

3. Even if it has caused overdue consequences, if the money is not paid back, the negative record will never be eliminated and the penalty interest will not be exempted. After full repayment, maintain good consumption habits and credit habits, and achieve good coverage. There is still a chance to continue to use flowers in the future.

4. Collection method of overdue flowers: within 9- 13 days after the repayment date, users will be reminded of repayment by SMS, automatic voice, etc. If the user fails to repay the loan, he will be reminded manually after 13 days. If the amount is large, the situation of repeated telephone contact is declining, reminding users to repay by contacting relevant personnel.

In addition, the bill of Hua Bai can also be paid in installments. It should be noted that, except for overdue fees and installment fees, the total amount of the principal part of the installment account can be installment.