Where can I apply for a tobacco loan?

Which bank can apply for a tobacco loan? Tobacco loan is a loan business of China Postal Savings Bank, which is mainly distributed to shops or supermarket operators engaged in tobacco sales. This is a commercial loan.

If you want to apply for a tobacco loan, the borrower needs to meet the following conditions:

1, aged 30-60, with full capacity for civil conduct, married;

2. Have a tobacco monopoly retail license, and it is my name at the time of registration;

3. The validity period of the tobacco monopoly retail license needs to be longer than the loan period, and there is a business of collecting tobacco money in the postal bank;

4. The borrower has a physical store and has been operating for more than 2 years; If it is a rented house, the lease period needs to be longer than the loan period.

If you need cash flow, it is recommended to use 360 IOUs, which is a personal loan platform under 360 Finance. 360 IOU was officially launched in September 2006+2065438. 360 IOUs are based on 360 big data, and then comprehensively evaluate users' credit. Finally, on this basis, provide users with instant consumer loans. The maximum loan amount is 200,000 yuan (click the official free loan amount), and the daily interest rate is as low as 0.03%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security. Tips: The above information is for reference only, and no loan suggestions are made. In the process of online lending, we must pay attention to preventing risks. In order to ensure the safety of funds and prevent routine loans, we suggest that you choose a formal bank or a formal loan platform based on your own judgment after fully understanding it, and borrow reasonably according to your actual situation.