What kind of insurance is Ji?

1. Ji is an exclusive product underwritten by China Life Insurance Company and specially designed for Hebei people. Hospitalization medical expenses and 20 kinds of specific high-priced drugs can be reimbursed. Bao Hui, Hebei, Hebei is underwritten by China People's Property Insurance Co., Ltd. Hebei Branch. Anyone who participates in the basic medical insurance in Hebei Province and its subordinate cities (including employees and residents) can participate in the insurance, and can participate in the insurance after 28 days of birth. There is no upper limit on the age of insurance, no limit on occupation and no limit on household registration. Bao Hui, Hebei Province, Hebei Province guarantees that the hospitalization expenses of 6.5438+0.5 million will be included in the medical insurance catalogue, with a deductible of 20,000 and a reimbursement rate of 80%; 10.5 million 20 kinds of cancer/rare disease drugs, 0 yuan is free of compensation, and the reimbursement rate is 80%.

Second, under what circumstances does Hebei Bao Hui not compensate?

1. No compensation for past diseases: Hebei Jihuibao can buy it without health notification, but this product is not compensated for the top five diseases.

2. Hospitalization expenses outside the social security catalogue: this product only provides hospitalization expenses within the scope of social security, and does not compensate hospitalization expenses outside the social security catalogue for major diseases;

3. Details of exemption clauses are not compensated: medical expenses caused by childbirth, hospitalization expenses caused by reasons listed in the International Statistical Classification of Diseases and Related Health Problems of the World Health Organization, congenital diseases and mental diseases are not reimbursed.

Third, the insured population is very extensive, as long as they are urban workers and urban and rural residents in Hebei Province who participate in basic medical insurance. There are no restrictions on the elderly, high-risk occupational employees and non-Hebei household registration, and sub-health people can also participate in insurance without physical examination and health notification. Although sub-healthy people can be insured, it should be noted that if they suffer from the past diseases indicated in the insurance instructions before insurance and relapse again during the insurance period, the insurance will not bear their insurance responsibilities, that is, they will not pay according to the agreed insurance premium, and the medical expenses caused by other diseases can be paid according to the proportion and limit of payment.