Should I buy medical insurance for kindergarten?

Legal analysis: Best buy. Urban residents' insurance belongs to medical insurance, which means that you have to be hospitalized to be reimbursed for illness. What you buy in kindergarten should be accident insurance, so that when something unexpected happens, you can be reimbursed. The reimbursement scope of kindergarten insurance mainly includes accidental death/disability, death from illness, accidental hospitalization, accidental outpatient service, accidental hospitalization allowance, illness hospitalization and major childhood illnesses. As long as parents purchase this insurance for their children, the children will be able to obtain the above protection.

Legal basis: Article 2 of the "Social Insurance Law of the People's Republic of China" The state establishes basic pension insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance and other social insurance systems to protect citizens in The right to obtain material assistance from the state and society in accordance with the law in the event of old age, illness, work injury, unemployment, childbirth, etc.