Implementation Opinions on Promoting High-quality Development in inclusive finance

inclusive finance's high-quality development should adhere to the party's leadership, people first, policy guidance, reform and innovation, and safe development.

in the next five years, we will basically build a high-quality inclusive financial system, and strive to achieve the goals of more universal basic financial services, more convenient financing for business entities, more powerful financial support for rural revitalization, more sound education and protection mechanisms for financial consumers, more effective prevention and control of financial risks, and more complete supporting mechanisms in inclusive finance.

The Implementation Opinions proposes to optimize products and services in key areas in inclusive finance, support the sustainable development of small and micro-business entities, help the effective implementation of the national strategy of rural revitalization, improve the quality of financial services in the people's livelihood, and give play to inclusive finance's role in supporting green and low-carbon development. We should continue to deepen the structural reform of the financial supply side and improve the multi-level institutional organization system of inclusive finance.

guide all kinds of banking institutions to adhere to positioning and healthy competition, improve the high-quality inclusive insurance system, enhance the efficiency of capital market in serving inclusive finance, and promote the development of digital inclusive finance in an orderly manner.

main content

since the central Committee of the communist party of China deployed and implemented the "inclusive finance development plan (216-22)", the coverage, availability and satisfaction of financial services have been continuously improved, which has played an active role in coordinating epidemic prevention and control and economic and social development, helping to win the battle against poverty, and filling the shortcomings in the field of people's livelihood.

it is necessary to deepen the structural reform of the financial supply side, allocate more financial resources to key areas and weak links, speed up the filling of shortcomings in financial services such as counties, small and micro enterprises and new agricultural business entities, promote the integrated development of inclusive finance, green finance and science and technology finance, and improve the accuracy and effectiveness of policies.

it is necessary to optimize the financial institution system, market system and product system, give full play to the commercial, developmental, policy and cooperative financial functions, enhance the service guarantee function of insurance and capital market, broaden the direct financing channels, and promote the development of digital inclusive finance in an orderly manner.

it is necessary to improve inclusive finance's policy formulation and implementation mechanism, inclusive finance's infrastructure, institutional rules and grass-roots governance, speed up the improvement of risk sharing and compensation mechanisms, and promote the formation of a long-term mechanism with affordable cost and sustainable business.

the above contents refer to: Baidu Encyclopedia-Implementation Opinions on Promoting High-quality Development in inclusive finance.