Is it true that the 200,000 yuan guaranteed business loan is interest-free?

1. Is it true that the guaranteed business loan of 200,000 yuan is interest-free?

The interest-free loan of 200,000 yuan for the business license is true.

1. In essence, it should be an entrepreneurial secured loan;

2. The service group is usually self-employment loans and small and micro enterprise loans, targeting individuals who have started their business for no more than 5 years. Or companies provide critical support.

To apply for an interest-free loan for a business license, the first applicant must be at least 18 years old and a domestic resident

. On the other hand, the applicant must have a business license issued by the corresponding industrial and commercial administration agency, and the applicant is engaged in legitimate production and operation activities, and has sufficient and stable income and repayment ability.

In addition to the above provisions, after the applicant applies for the interest-free loan for the business license, the entire RMB 200,000 cannot be invested in the project and must have corresponding free funds. In the future, the company's revenue will be settled through Shendai Bank.

After meeting the basic requirements for interest-free loans for business licenses, applicants must first go to the local government to inquire whether there are corresponding preferential policies. You can only apply for interest-free discounts if there are preferential policies.

2. How to apply for a 200,000 interest-free business loan in Beijing?

What are the conditions for interest-free loans for personal entrepreneurship in Beijing? As social pressure increases, many people choose to start their own business without interest loans when they are short of funds. So, what are the conditions for interest-free personal business loans in Beijing? Please read the introduction below!

1. What are the application conditions for interest-free personal business loans in Beijing:

1. Age 18 From 1 year old to 45 years old, with.

2. Have a permanent residence in Beijing and a fixed residence.

3. Have the ability to repay the interest-free loan on time and provide a guarantor.

Record.

5. The project is in line with the national exhibition and has good economic performance

2. Individuals in Beijing:

It is understood that the maximum amount of interest-free loans for personal entrepreneurship is no more than Exceeds 70% of the total funds required for the lender's normal production and operation activities, purchase (installation or repair) of small equipment (machines), and franchise chain operations. The term is generally 2 years, and the maximum term is no more than 3 years, of which the maximum term for production and operating working capital loans is 1 year.

3. Is it true that Fuzhou college students’ entrepreneurial loans are interest-free?

Entrepreneurship loans are between 18 and 55 years old, with a high school education or above, suitable entrepreneurial projects/experience, and no collateral . It's basically OK to get a recommendation from any of the government units: Social Security Bureau/*** Youth League/Women's Federation/Industrial and Information Technology Commission, and have a repayment plan.

4. Are entrepreneurial secured loans interest-free?

Entrepreneurial secured loans are not interest-free. For personal entrepreneurial guaranteed loans, the maximum loan amount is 100,000 yuan, and the government will fully discount the interest rate by 3% above the loan benchmark interest rate announced by the People's Bank of China; for small and micro enterprise entrepreneurial guaranteed loans, the maximum loan amount is 3 million yuan, and the government will follow China's A 50% discount on the benchmark loan interest rate for the same period announced by the People's Bank of China.

An example of a personal entrepreneurial guaranteed loan: Assume that the loan interest rate for Chinese people within one year (inclusive) is 4.35%, the interest rate for entrepreneurial guaranteed loans is 8%, and after the government discounts the interest by 7.35%, the applicant is equivalent to 0.65 I applied for a business guaranteed loan at an interest rate of %.

Example of guaranteed loans for small and micro enterprises: Assuming that the loan interest rate for Chinese people within one year (inclusive) is 4%, the interest rate for guaranteed loans for entrepreneurship is 8%, and after the government discounts the interest by 2%, the small and micro enterprises will be equivalent to Yu applied for a business guaranteed loan at an interest rate of 6%.

To apply for a business guaranteed loan, the applicant needs to pay the loan interest first, and the government will transfer the interest discount to the bank card account designated by the applicant within a period of time. Applicants only need to wait patiently for the discount interest to arrive in their account.

The regulations of various local governments and banks are different, the interest rates for entrepreneurial guaranteed loans are different, and the interest discount policies for entrepreneurial guaranteed loans are also different. Applicants need to go to the local employment bureau to inquire about the specific interest discount policy and learn about entrepreneurial guaranteed loans.