Illegal one-time payment of pension insurance

Recently, some retired elderly people are restless: How come they heard that those who paid a lump sum of pension more than ten years ago are facing retirement? Speaking of this group of people, many people, especially the elderly in rural areas, are envious. Cruel! Since about 2003, there has been a wave of large-scale back payment of pension insurance in many areas of our country. At that time, the government had documents and liberalized policies. Many people, even farmers, who were approaching or exceeding the retirement age, paid for 15 years of pension insurance at one time. It only cost 30,000 to 40,000 yuan, and they could be like employees. After retiring, I started to receive a pension. The pensions at that time were very low, only three to four hundred yuan at first. With the rapid development of China's economy in the past ten years, pensions have increased every year. The pensions of these people have reached more than two thousand yuan. I have to admit that the country liberalized the back payment of pension insurance at that time, allowing the first batch of "crab eaters" to reap the dividends of the policy. It also indeed played a publicity role in pension insurance and inspired people around it on a large scale. , especially rural people. Now in rural areas, many people pay their own flexible employment social security so that they can retire and have a pension when they get old in the future. Now, more than ten years have passed, and the country has suddenly issued a message that it will strictly investigate those who violate the rules and pay one-time back-payment of pension insurance. What exactly is the situation?

Shandong Province’s document originates from Shandong’s just-released document A document "Opinions on Handling Issues Related to Standardizing the Receipt of Pension Insurance Benefits" stipulates that the document will be implemented from January 1, 2023. The document stipulates that in order to regulate the receipt of pension insurance benefits, maintain the security of pension insurance funds, and protect the legitimate rights and interests of benefit recipients, the following categories of people will be strictly investigated.

1. Those who repeatedly receive pension insurance benefits include those who repeatedly receive basic employee pension insurance benefits, pensions, and retirement living expenses; those who repeatedly receive basic pension insurance benefits for residents; and those who repeatedly receive employees’ basic pension insurance benefits due to illness or non-causes. Death of an employee, regular pension benefits for the survivors of the employee, etc. The basic principle is to retain only one of the benefits that meets the regulations and cancel the other benefits. Regarding illegal receipt of pension insurance benefits, the main situations include the following situations: First, the retiree has died, but his family members continue to receive retirement pension benefits. Second, those who receive illegal one-time back-payment of basic pension insurance benefits for enterprise employees will not be recognized for the years of illegal back-payment in principle, and the benefits received through illegal back-payment shall be refunded.

2. Regarding the recovery and deduction of pension insurance benefit funds that should be withdrawn, some people said that I made up payment in violation of regulations. I have received pensions for many years, but I have spent all the money. What should I do if I have no money to refund? For individuals who have received pensions for several years but are not refunding them now, there are several ways to deal with them: 1. Deduct them from the personal contributions that should be returned to the parties 2. Deduct them from the personal contributions that should be returned to the parties Deduct from the regular benefits issued to the parties 3. Deduct from the one-time benefits that should be issued to the parties, such as funeral subsidies, one-time pensions, personal account balances, etc. If the above methods are still not enough to offset or the parties do not cooperate , the social security agency can apply to the court for enforcement or initiate litigation.

So, who don’t have to worry about making up payments for pension insurance?

3. Who don’t have to worry about making up payments for pension insurance? Not all people who make up payments for pension insurance have problems, as long as If it's not illegal, don't worry. The Social Insurance Law stipulates that the following situations are legal back payments: If you actually worked in the unit and had actual working years, but did not pay the pension insurance at the time due to various reasons, you later searched for the salary slip, labor contract, and recruitment form for that year. Wait, it does meet the conditions for supplementary payment of pension insurance. 2. Back payment is allowed based on documents issued by the national or local government. my country's social insurance system was established around 1992 and has been continuously developed and improved over the past 30 years. During the development process, some policies have indeed been introduced that allow for the payment of pension insurance.

As long as the back payment complies with the policy, there is no need to worry about the strict investigation this time.

4. The final advice: According to the document, it will be implemented from December 31, 2022, which means that in 2023, Shandong Provincial Capital will carry out strict investigation and clearance work. Therefore, some people who illegally receive pension insurance and make illegal supplementary payments may really face the risk of being liquidated. In fact, the parties concerned are very clear about whether there have been illegal backpayments. It is recommended not to take chances and consciously cooperate with the withdrawal.

The illegal one-time supplementary payment of pension insurance has indeed harmed the interests of many employees, is unfair to other insured persons, and has indeed caused a certain loss of social security funds. Therefore, Shandong’s approach is the right approach to maintain fairness and ensure the healthy operation of pension insurance funds!