Financial products under wechat?

1 micro-loan: Internet micro-loan products launched by Weizhong Bank belong to personal consumption loans.

2We2000: Weizhong Bank launched an online payment product integrating account, deposit and withdrawal, consumer payment and other services for daily consumption.

3 Goose spends money: it is a product that can be consumed and borrowed, and can be directly consumed and withdrawn, similar to a credit card.

4 installment: a consumer credit product, and the amount can only be used for direct consumption.

Micro-loan: a credit loan launched by Weizhong Bank for small and medium-sized enterprises.

2. What platforms are there for small and micro enterprise loans?

What are the loan platforms for small and micro enterprises?

First of all, small and micro enterprise loans can handle mortgage loans and unsecured credit loans, please understand.

Secondly, supporting small and micro enterprises is a slogan we often hear, but small and micro enterprise loans are still a difficult problem. We can't say what kind of preferential policies there are, and small and micro enterprises feel that they have not enjoyed the benefits. First of all, small and micro enterprises support loans, usually local governments introduce specific policies and cooperate with designated financial institutions to provide services for small and micro enterprise loans. Therefore, preferential policies vary from place to place, and the conditions and methods of obtaining preferential loans are also different. When applying for loans, small and micro enterprises should first learn about local policies from financial institutions or relevant government departments, then see if they meet the policy requirements, and then apply for loans from designated institutions.

Thirdly, the following are some common preferential policies for small and micro enterprise loans.

1. Guarantee discount: In some places, small and micro enterprises are supported by government departments and provided with loans by financial institutions. Or loans from financial institutions, guarantee companies provide guarantees, and the government subsidizes guarantee fees. Small and micro enterprises can get bank loan support in the case of insufficient collateral.

2. Preferential interest rate: a kind of loan support for small and micro enterprises, which is provided by financial institutions, guaranteed by designated guarantee institutions and subsidized by government departments.

3. Lower the loan threshold: Small and micro enterprises are not as qualified as large and medium-sized enterprises, and often cannot provide sufficient collateral or ideal proof of running water. Financial institutions will reduce the loan requirements for small and micro enterprises. But this kind of loan usually needs a third-party guarantee (government or guarantee company).

4. Speed up lending: Corporate loans usually have a long approval process from application to lending, and some corporate loans last for three or four months. Some financial institutions provide fast-track loans for small and micro enterprises, so that enterprises can obtain funds quickly.

3. What are the corporate loan platforms?

There are the following types of enterprise loan platforms: 1. Ping An Pratt & Whitney: China Ping An Collective's loan platform is rich in loan products, mainly providing mortgage loans and credit loans, with a maximum loan of 300,000 yuan. 2. CreditEase Huimin: CreditEase's loan platform provides mortgage and credit loan services, and individuals can borrow up to 200,000 yuan. 3. Paipai Loan: Paipai Loan is a listed company that provides various loan services such as micro-loans and credit loans. The initial loan amount is 500,000-30,000 yuan, and then the maximum loan amount is 200,000 yuan. 4. Jiufu: Jiufu is an integrated service platform for Internet finance. It owns a variety of loan products such as Jiufu Wanka, Jiufu Chaoneng, Jiufu Chaoneng and Jiufu Dingdang. The maximum loan amount can reach hundreds of thousands. For more information about corporate loan platform, please visit:/ask/5855e0161583329.html? Zd view more content

4. What are the loan platforms suitable for small and micro enterprises and how to apply?

What are the loan platforms suitable for small and micro enterprises, how to apply, what are the online loans that are easy to pass, and what are the online loan platforms that are easy to review and pass at present?

Top Ten Regular Online Lending Platforms Ranking:

In our daily life, we will inevitably encounter economic pressure. Some people will choose to borrow money from friends to tide over the difficulties, but some people will choose to apply for online loans instead of bothering friends, and the speed of getting money is generally faster.

At present, there are many lending platforms and lending companies, which are mixed. It's really hard to tell whether it's formal or not without some experience. I had a particularly hard time and used many platforms to turn around. Personally suggest borrowing and micro-lending, Alipay and WeChat products are the first choice. Needless to say,

Secondly, it is recommended to use the rich flower, Xiaoman (formerly known as Baidu Finance), which is also a big platform. I feel very good when I use it myself. There is no routine, and the interest rate is also low in the industry (from 0.02% for daily chemicals, the lowest annualized rate is only 7.2%), with a maximum of 200,000!

The key point is that unlike micro-loans and loans, only the invitation of the system can be opened, and you can apply for it yourself if you have money. I heard from my friend that the exclusive channel can improve the right to add points and the approval amount will be higher, so my friend gave me an exclusive channel and put it there.

It's not easy to share with you now. If you need it, please click on the application below. I wish you an early settlement. Remember to use the quota when it comes out. Now the review of small loans is also stricter!

Xiaoman-Rich Flowers (the second batch) Click online measurement.

Let's share a relaxed comment: 360 IOU is a consumer credit brand under 360 Finance, which provides small credit loans to users who need money, and can provide users with loans of1-200,000 yuan, and can adopt two modes of installment repayment and loan repayment. The two repayment methods are different, and the way of calculating interest will be different.

Each borrower's interest is different, depending on personal credit and qualification; 360 official website advertises, 1, 000 yuan is used 12 months, and the minimum daily cost is 27 cents; 360 loan is a 360 financial loan platform, and behind 360 finance is the Internet giant Qihoo 360.

Qihoo 360, as the largest Internet security company in China, has a good corporate reputation and operational capabilities.

360 IOUs, with a maximum loan of 200,000!

Click online measurement

Finally, this review is strict, but the maximum amount (recommended mortgage, car loan, provident fund and insurance policy), Ping An Bank's new loan can provide you with a pure credit loan of1-500,000 yuan. The service period is 65,438+02,24,36,48, and the monthly interest rate is 65,438+0.1. From the amount, term and interest, it can be seen that Ping An Bank's new loans are relatively reliable.

Ping An Pratt & Whitney mainly provides various loan services for small and micro enterprises and individuals; The full name of Ping An Pratt & Whitney is "Ping An Pratt & Whitney Financial Business Cluster" and it is a member of China Ping An Insurance (Group) Co., Ltd. ..

Ping An Xin Yi Dai Click Online Measurement

How to identify a formal loan platform? Look at these aspects!

1, application materials

The formal loan platform requires the borrower's qualification, credit and financial resources. In order to lure you into the trap, scammers often set a very low threshold and even have no requirements. Real name, ID card, address book and emergency contact should be verified. Liars don't care about this, as long as more people can apply.

2. Credit investigation

At present, the vast majority of formal lending platforms have been connected to the central bank for credit reporting. Even if there is no credit, they support binding credit cards. On the one hand, it is to check the spending power, on the other hand, it is to check the credit information. Liar companies don't check credit information. They are even more dishonest than you, and their purpose is to cheat your trust.

3. Loan interest

The law clearly stipulates that the annual interest rate exceeds 36%. I suggest that before you borrow money, you can look at the loan principal and repayment amount displayed on the platform to find out whether the interest you should repay is higher than 36%. Generally higher than 24%, it is a product with high interest.

4. Loan eligibility

You can check the nature of the loan platform online before borrowing, or check the loan contract before confirming the loan to see if the company has the qualification to lend, otherwise it is illegal.