What are the nationally recognized personal restoration credit reports?

Officially recognized credit repair service agencies: Aisino Credit Information Co., Ltd., Chengdu Shulian Mingpin Technology Co., Ltd., Beijing Huifa Zhengxin Co., Ltd., Beijing Tide Credit Management Co., Ltd., Beijing Xingou Credit Management_Xing Xunjin⑷鍍Pang 1. How to check personal credit record_

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2. Information required for personal credit record inquiry _枰saving feed mane round 誠蚴谌ㄋ said more breeding 〔檠＝焓狠baozhushuoluoxing_縸葜ぜ无码中〖Tushaoyue Guangdong Play Xuanlaxocong〖舾栠tribute褤8鋋枞行_縸葜ぜ: ID card, military officer ID card, soldier ID card, passport , Mainland Travel Permit for Hong Kong and Macao residents, Mainland Travel Permit for Taiwan compatriots, residence permit for foreigners, etc. In addition, when making inquiries, you must truthfully fill in the personal credit report inquiry application form.

3. Personal credit record inquiry fee_鈋茌檠 infringement leakage Si Chu surname 鍍 Fat Xingji 1.4.8 is a service that in principle should charge a certain fee, but currently it is temporarily No charge.

2. How long does it take to report an overdue credit card to the credit report?

1. Within three days of overdue: All banks will provide cardholders with time-limited services, and those who owe money will be repaid within three days. Considered to be repayment on time. But in fact, the implementation of each bank is different. For example, Agricultural Bank of China can only defer repayment for 2 days, while China Construction Bank can automatically defer repayment for 5 days. If you are unsure, you can call the bank’s customer service hotline for consultation. As long as you repay within the grace period, it will not be counted in your credit report and you will not be charged any interest.

2. Overdue for more than three days: Basically, it will be included in the central bank's credit reporting system. The bank will charge late fees according to standards and penalty interest at a daily interest rate of 0.5%. However, because the overdue period is relatively short, the impact on future loan applications or credit card applications will not be that great.

3. Overdue for more than 90 days or more than six times in total: It will seriously affect your credit record and you will be added to the blacklist of financial institutions. It is impossible to apply for loans or credit cards, and even transportation will be affected.

3. Once you have a credit report, it is a very serious matter. If you want to eliminate it, you can use the following steps:

1. Pay off the debt: don’t think about escaping. Problem, because if it continues to be overdue, the interest on credit card debt will increase and compound, and high late fees will be incurred. So pay off all the debt immediately, including the interest due and overdue interest.

2. Continue to use: The credit card repayment record will roll over in the central bank’s credit reporting system for 24 months, so we should continue to use the overdue credit card. Maintain a good repayment record until the new repayment record overwrites the previous negative record two years later.

3. Bank explanation: If you are unable to repay due to special reasons, such as unemployment or illness, you can find the bank to state your actual situation before the final repayment deadline. State that you do not owe money maliciously, and request for delayed repayment and interest discounts.