What does the down payment mean for pure electric vehicles?

The down payment for buying a car is to pay a sum of money in advance according to the proportion given by the store. It means something like a loan.

If you buy a car and choose a 4S shop to help you get a car loan, the down payment for buying a car is generally 30%. How to calculate the loan interest? It depends on the down payment and repayment period of your loan. Generally speaking, the loan interest is between 5% and 8%.

If you have real estate as collateral to buy a car, or you don't have real estate, you can find someone to guarantee you (the guarantor must have a fixed job); In addition, if you have a fixed job and a stable income, you can provide your own income certificate; If your credit history is good, then the down payment on your car loan need not be as high as 30%, which can be reduced by 10 percentage point, that is, the down payment will reach 20%.

When you see advertising slogans such as "zero down payment", "zero interest rate" and "1 yuan loan to buy a car" in the auto market, don't be too happy for the time being, you need to be vigilant and don't fall into the trap designed by dealers and loan intermediaries. These car loan concessions of "zero down payment", "zero interest rate" and "1 yuan loan to buy a car" will attract the attention of many consumers at first sight. These preferential policies look very attractive. In fact, most of the concessions are made on the basis of raising car prices and increasing agency fees. What's more, they are inevitably fraudulent.