What is the situation of Huimin loan of Bank of Communications?

Bank of Communications Huimin Loan is a personal credit loan for the working class of Bank of Communications, which does not need mortgage and guarantee. The loan amount can only be used for consumption, not for other purposes such as house purchase and wealth management. At the same time, the maximum loan amount of this product is 300,000 yuan, and the longest loan period is 36 months. You can borrow it and return it, and there is no handling fee for prepayment.

Bank of Communications Huimin Loan:

Handling skills: Bank of Communications stipulates that the maximum loan amount provided by Huimin Loan is 300,000. When applying for a loan with Huimin Loan, the applicant does not need mortgage and guarantee. Users who need to borrow money can apply through Bank of Communications mobile banking, and users can complete the whole loan process and apply for loans through mobile phones.

Borrowing skills: the applicant needs to fill in the relevant information of the loan as required. If the general applicant information is correct and detailed, the review speed will be faster. According to the official introduction of Huimin Loan, Huimin Loan can generally complete the review process within 1-3 working days. The specific audit time depends on the actual situation. If the borrower wants to get a higher loan amount, he can fill in more financial information when filling in the information.

Repayment skills: After the approval, the Bank of Communications Huimin Loan Association will pay and distribute the loan funds to the bank card filled out by the borrower. The borrower can use the credit line for credit card consumption or cash withdrawal at any time. Users should repay the loan in accordance with the regulations after using it, or they can repay it in advance. There is no handling fee for prepayment of Huimin loan.

Bank of Communications Huimin loan can be withdrawn directly through mobile banking. The specific operation steps are as follows:

Log in to the Bank of Communications mobile APP；;

Follow the order of "finance → loan → credit loan", and then read the loan instructions according to the page prompts;

After confirming to activate the Bank of Communications Huimin loan, you can directly confirm the opening;

After the system determines the credit line and loan interest rate according to the user's comprehensive credit, the user can withdraw cash at any time according to his own needs.

Bank of Communications Huimin Loan is a personal credit loan for the working class of Bank of Communications, which does not need mortgage and guarantee. The loan amount can only be used for consumption, not for other purposes such as house purchase and wealth management. At the same time, the maximum loan amount of this product is 300,000 yuan, and the longest loan period is 36 months. You can borrow it and return it, and there is no handling fee for prepayment.