New China life insurance jizhao a

Of course, you can enjoy Xinhua's unique dividend advantage of capital preservation and increasing compound interest.

For insurance companies, dividends depend on the profitability of each insurance company, which is dispensable and has obvious uncertainty.

The principle of purchasing insurance is to give priority to social security, supplemented by appropriate commercial insurance.

The insurance cost is generally about 65,438+00-20% of the annual income, and it is better not to exceed 20%, that is, 65,438+000% of the assets are preserved with 65,438+000% of the funds.

For each of us, we should reconsider medical and health insurance. Directly speaking, with the growth of age, people's physical resistance is inversely proportional and their ability to resist related risks is relatively weak.

Therefore, you must first consider medical insurance, whether it is commercial insurance or social security, and then consider other insurance products, which makes sense. If health is not guaranteed, no amount of old-age insurance is realistic.

I suggest you buy social security provided by the state (preferably by a company), such as cooperative medical insurance for rural hukou or medical insurance for urban residents for urban hukou, and then consider commercial insurance as a supplement.

Here, I know that there are three universally recognized words in this industry, which are "brand in life", "safety talent" and "Xinhua product"

Finally, we should pay attention to the principles of insurance:

(1) Buy medical health first and then insurance. Health can ensure that customers have everything.

(2) Buying insurance pays less attention to words than contracts. Life insurance is generally a lifetime contract. If you buy it, you will be happy for life, otherwise it will have a great impact.

(3) Insurance products need to have the function of maintaining and increasing value. With the improvement of living standards, inflation must be curbed.

(4) It is meaningless to buy insurance before children. If adults are not protected, it is meaningless for children to have more insurance. After all, adults are paying for children.