Overview of personal credit advantages: 5 selected articles

Writing a work summary is to do a better job and improve your ability. The following is a summary of my carefully selected works, hoping to help you!

Make a summary of personal credit advantages.

It is not easy to be an excellent loan officer, but it is not impossible. It depends on whether you do it or not. How? From the initial loan officer to the director of the credit cooperative at the moment, I have experienced the ups and downs of the rural credit cooperative for nearly 30 years and witnessed the bitterness and difficulty of the majority of loan officers coming and going in the rain. On how to be a qualified, competent, excellent and caring loan officer for agriculture, countryside and farmers, I visited the loan officers and back office staff, the majority of loan households and the families of credit cooperatives in my area. Through detailed communication with them, I have carefully combed and summarized. I think an excellent loan officer should achieve "three tens", that is, remember ten commandments, set ten contacts and do ten things well.

First, keep in mind the Ten Commandments and enhance the awareness of obeying the law.

There is such a saying in the Three Character Classics: "If the son doesn't teach, the father has made a mistake;" If a woman doesn't teach, it's her fault. "So, as a unit of our credit union, should we understand this: employees don't teach, leaders make mistakes, employees make mistakes, and management makes mistakes. In recent years, we have put forward a series of management system methods, but the phenomenon of system shelving is very serious, which leads to the deviation of our grass-roots loan officers' understanding, implementation and implementation of the system, which makes people sometimes feel at a loss, blindly engage in work, grope for work, and artificially appear some phenomena of inadequate management. What's more, they violate the law, violate the rules and make mistakes without knowing where they are wrong. Furthermore, the system failed to conduct an investigation, which tolerated and condoned some behaviors that violated the rules and regulations, made them disobey the rules, turned a deaf ear, and went their own way, damaging the reputation of credit cooperatives and causing setbacks and economic losses to themselves. To be a loan officer is to know what to do and why not to do it, as long as we have a system "high-voltage line" in our hearts; As long as we regard the system as sacred; As long as we keep clean and spotless; As long as we keep the interests of the masses in mind and keep in mind the "Ten Commandments", we can do a good job in credit investigation. New signature

Learn without skill, make up for the deficiency. Credit personnel should be high-energy talents who are familiar with policies, understand business, have a sense of responsibility, adhere to principles, do not follow private affairs, and operate well and manage well. The party's principles and policies should be implemented through the specific work of loan officers, and the convenience and benefit services of credit cooperatives should be implemented through credit services. With the development of society and the change of situation, knowledge needs to be updated at any time, and some concepts and skills should also keep pace with the times. We should not rely on the old experience to do things, but deal with the facts. We should integrate some scientific decisions into the credit work. If we don't study hard and improve, we can't adapt to the credit work under the new situation. Then, today's increasingly fierce competition will be judged fairly by the standard of "survival of the fittest".

Second, don't brag and make wishes blindly. Credit officers of our bank have their own operating rules, their own work scope, clients and loan authority, and should strictly carry out their work within their respective functions and powers, and they are their own clients and should be supported by their hearts; Not your own service object, politely decline; This is your own authority, you should take the initiative to deal with it in time. If you exceed your authority and need approval, you should do the basic work and report carefully. You must not blindly make a wish, nod your head and pat your chest, go beyond the examination and approval institution of the credit union, so as to passively lose your credibility and cause losses to the lender. Such as: blindly evaluating the transfer of real estate, blindly signing loan agreements, blindly handling notarization procedures, blindly handling mortgage procedures, etc.

Five commandments of short-term behavior, light and heavy broadcasting. In recent years, we have carried out the reform of the wage system and implemented the performance-based wage system of 10,000 yuan, which has played a positive role in mobilizing the enthusiasm of employees, accelerating the development of credit cooperatives and expanding the scale of credit. All loan officers have the same idea in mind, that is, if they want to earn more wages, they must charge more loan interest, and if they want to charge more interest, they must lend more money. Judging from our current implementation, most loan officers can speed up capital circulation and realize benefits on the premise of safety. In the future, we should stick to it, not engage in short-term behavior, not engage in personal achievements, blindly enlarge the number of large households, and bring potential risks to credit funds. At the same time, we will further improve the assessment mechanism, organically combine responsibilities and rights to ensure that we can release and collect, and implement the "four-fixed and four-package" responsibility system we put forward, that is, determine the service area, service object and loan authority.

Make a summary of personal credit advantages II.

In _ _ sub-branch, I am engaged in the most common job-cashier. Some people may say that ordinary tellers can't talk about careers. No, they can create brilliant careers on the counter. Excellence begins with the ordinary, and perfection comes from the earnest. I love this job and regard it as the starting point of my career. As an employee of ABC, especially a frontline employee, I deeply feel the heavy responsibility I shoulder. Counter service is a "civilized window" to show the good service of the banking system, so I win the trust of customers with full enthusiasm, sincere service and positive working attitude every day.

Yes, among the employees of _ Bank, tellers are directly facing customers, and the counter is the window to show the image of ABC. Tellers' daily work may be busy and monotonous. However, in the face of all kinds of customers, tellers should be skilled in operation and enthusiastic in service, day after day, so that customers can truly appreciate the sincerity of pedestrians and feel the warmth of handling business in Bank _. This kind of work is extraordinary, and I am proud of my position. To this end, I ask myself to do: first, master excellent business skills and never relax my business study; Second, maintain good professional ethics and abide by national laws and regulations; Third, cultivate harmonious interpersonal relationships and get along well with colleagues; Fourth, know yourself and yourself, win without arrogance, and lose with grace.

Since I joined the work, I have been based on my post, working hard, learning business knowledge and consulting my experienced colleagues. Only in this way can I really do a good job that can stand the test of time. Little things made me deeply realize that as a front-line employee, he is destined to be ordinary, because he can't block the gun and blow up the bunker with blood like a front-line soldier, leaving a hero's reputation for the world, or even sow summer harvest in winter and autumn harvest in summer like a farmer. Some people just repeat those boring operations and complicated affairs year after year, such as deposit, withdrawal, account opening, collection and issuance, marketing and maintenance, and welcoming. In this ordinary post, let me deeply realize that greatness lies in the ordinary, and ordinary we can contribute, our enthusiasm, our sincerity and our youth Ordinary people can also create a wonderful sky. Without foundation, there is no tall building, and without ordinary, there is no greatness! The value of life can only be sublimated and perfected through ordinary dedication.

In the process of serving customers, I always adhere to the principle of "thinking what customers think, meeting their needs and eliminating their worries", and provide customers with all-round, thoughtful, convenient and efficient services, so as to achieve standardized operation, standardized service, polite language and proper manners, leaving a good impression on customers and winning their trust. When actually handling business, under the premise of ensuring compliance with the rules and regulations of the bank, we should master the marketing methods flexibly, provide certain convenience for customers, and provide personalized and fast services flexibly and moderately.

Perfection comes from seriousness. On the basis of good counter service, we try our best to provide more thoughtful service to our customers. Because, there are no picky customers, only imperfect services. In my daily work, I actively and assiduously learn new knowledge and new business, integrate theory with practice, and master various service skills. I start with small things, and strive to be quick, accurate and efficient in handling business, so that customers can wait less, run less and ask less, and provide customers with timely, punctual, timed and anytime services.

Youth is the most precious time in life, because you are full of ambition and vitality, because you dare to do things and are full of vitality, because you have too many dreams and hopes and are full of vitality! But in my opinion, the preciousness of youth still includes unremitting pursuit and team integration, lofty moral cultivation, strong will, and more importantly, it is necessary to stand up to the ordinary, stand on the ordinary, be indifferent to fame and fortune, and be brave in dedication!

Today, we dedicate our fiery youth to ordinary jobs, and it is in this alternation of youth that _ line develops step by step. On her clear rings, our youth will also be deeply branded. Franklin famously said, "Push your career, don't let your career push you". Today, I am here to promote my career, which stems from my pursuit of the value of life and my enthusiasm for financial career. Because I know that as a growing young man, only by organically combining personal ideals with career development can I give full play to my work enthusiasm, initiative and creativity and realize my life value in the process of creating a better tomorrow for the bank.

Stars; We keep a happiness, a persistence and a harvest. Keep accounts, settle accounts, issue subpoenas and write account books every day. Although there are no outstanding achievements and earth-shattering undertakings, we are loyal to our duties. We use this dull life and dull work to outline the trajectory of life and harvest the joy of harvest. This information comes from the personal summary of the report summary of Guizhou Xi Network.

During this year, I have always maintained a good working condition and set strict demands on myself by the standards of a qualified cooperative bank employee. Based on my own work, I devote myself to studying business skills, so that I can make a silent contribution to the cooperative banking industry. As front-line employees of savings positions, we should strengthen our business skills, so that we can be handy in our work and better provide convenient, fast and accurate services to our customers. With the goal of "customer satisfaction and business development", we will do a good job in service and establish a good window image of enthusiastic service, so that every customer can return home satisfied and satisfied. As we all know, within the jurisdiction of _ _ sub-bureau, _ _ sub-bureau is a busy point. Every day, the average business volume of each person will reach 100 or more. There are 100 or 200 customers, especially small bills and residual coins, so this working environment forces me to constantly remind myself to be serious and serious in my work and strictly abide by the rules and regulations formulated by the head office and branches. I always ask myself within one year. With my efforts, I personally didn't have a liability accident within _ _ years. While doing my job well, I also use my years of accounting experience to help other comrades. If comrades have any questions, I will answer them seriously. When I have questions, I will humbly ask other comrades for advice. When dealing with business skills, I have a request in my heart: a threesome must have a teacher, and we must do everything possible to learn what we can't. If you want to help others in your work, you must improve your professional quality. Savings is the foundation of establishing cooperatives. In _ _ _, with the care and support of my superiors and the assistance of my colleagues, I worked hard and successfully completed various tasks. In the whole year, my personal savings totaled more than 6,543,800 yuan+0.5 million yuan. During this year, I actively participated in the study of political theory and professional knowledge, and I was able to consciously abide by laws and regulations and various rules and regulations of the unit. At the same time, I study business knowledge hard and constantly improve my work skills. Looking back on my work in the past year, I have a clear conscience. At work, I am loyal to my duties and do my best. Banks belong to the service industry, and my job makes me face many customers every day. To this end, I often remind myself that being kind to others is being kind to myself. In the busy work, I still insist on "smile service" and answer customers' questions patiently and meticulously. When I meet unreasonable customers, I

Looking back at my own problems, I think: First, I didn't study enough. At present, the new economy based on information technology is developing vigorously, new situations and new problems are emerging one after another, and new knowledge and new science are constantly emerging. Faced with severe challenges, I lack the sense of urgency and consciousness to study. Theoretical basis, professional knowledge, educational level and working methods can't meet the new requirements. Second, when I am tired from work, I have a relaxed mind, which is a sign of my low political quality, and my world outlook, outlook on life and values can not be well solved. In view of the above problems, the future efforts are as follows: First, strengthen theoretical study and further improve their own quality. Change the work style, strive to overcome their negative emotions, improve the quality and efficiency of work, and actively cooperate with leaders and colleagues to do a better job. In the new year, I should strengthen my study, better enrich myself, meet the challenges in the new period with a full mental state, and sum up the past, so as to learn from the past experience and lessons and do better in the future. Please criticize and correct the shortcomings and deficiencies in our work.

Make a summary of personal credit advantages.

Over the past year, I have conscientiously implemented the principles and policies of the State Council's financial reform, studied the spirit of Comrade Jiang Zemin's important speech on 1 July and the spirit of the Sixth Plenary Session, guided by Theory of Three Represents, closely focused on the adjustment of agriculture and rural economic structure, adhered to the purpose of serving agriculture, rural areas and farmers, and led employees to carry out various tasks in accordance with the annual task indicators issued by the People's Bank of China and higher-level banks.

1. I can seriously study the relevant financial laws and regulations, learn the relevant business rules and knowledge of credit cooperatives, improve my professional quality, strengthen the education of honesty and self-discipline, be loyal to my duties and act according to law. At the same time, regularly organize employees to learn the spirit of relevant documents from superiors, strengthen their business habits, and strengthen the education of honesty and self-discipline, law education and safety awareness for employees, so that all the work of this institution can run according to rules and laws.

Second, efforts should be made to improve and perfect various rules and regulations and implement them, not only in accordance with the provisions of higher authorities, but also in accordance with the actual situation of this institution to formulate corresponding work standards and business assessment methods, so that all work can be mutually restricted and promoted, so as to realize the smooth development of all work and achieve certain benefits.

Three. Work: 1. According to the economic characteristics of this community, do a good job in organizing deposits in time, so that all employees have tasks and attach importance to deposits. In the first three quarters of this year, the annual deposit increment ranked first in the region. 2. Do a good job of "clearing" risks and collect interest in time. Summary of personal work of loan officers in 20 17 years. At the beginning of the year, we did a good job in the general deployment and general mobilization of "clearing Africa", implemented the collection work in time according to the seasonal income situation, and organized the "100-day clearing Africa" action in the peak season of shrimp income, which effectively controlled the non-performing loans and significantly improved the benefits.

4. Benefit performance: at the end of the year, the balance of deposits was 1 10,000 yuan, with a net increase of 1 10,000 yuan, accounting for% of the plan, and the balance of various loans increased by 1 10,000 yuan, accounting for% of deposits and loans, with a reasonable proportion; The balance of non-performing loans was billion yuan, a decrease of billion yuan, accounting for%, down by%; The book value of the profit was10,000.00 yuan (the actual amount was10,000.00 yuan), and the personal work summary of the loan officer in 20 17 was completed.

Shortcomings of verb (abbreviation of verb): My business level and management ability are not high, business development is slow, non-performing loans remain high, the speed of collection is slow, "twice" loans are on the rise, and the potential risks are increasing. Four enterprises have over-loaned, the capital adequacy ratio is seriously insufficient, the book loss is 1 10,000 yuan, and the office conditions, preventive facilities, living conditions and working environment of employees have not improved.

Measures to improve intransitive verbs: strengthen business theory study, further improve business level and management ability, intensify the work of "paying off debts", especially "two deaths" loans, make efforts to firmly support the loans for agriculture, rural areas and farmers, reduce large loans, increase sources of income and reduce expenditure, improve business efficiency, improve capital adequacy ratio and loan compensation ratio, and reduce and eliminate risks as soon as possible.

Summary of personal advantages of credit 4

After half a year's internship and three months' formal work, I gradually changed from a student to a professional and began to really set foot on my career. I gained a lot and felt deeply. In this paper, I use swot method to summarize and analyze my work for more than half a year. On the one hand, I sum up my previous work experience and apply it to my future work and study. On the other hand, I found what can be improved in my work to improve my future work efficiency.

Advantages: During the half-year internship and work, I have been constantly learning business knowledge and getting familiar with business processes. In my spare time, I studied and obtained the qualification certificate of banking. While laying a solid theoretical foundation, I constantly strive for practical opportunities, and exchange experience in business acceptance with loan officers as much as possible, and insist on paying equal attention to theory and practice.

Weaknesses: As a qualified loan officer, familiarity with Harbin streets and accurate judgment of housing prices in various districts are very important basic skills and indispensable means of risk control. For me, the ability training in this area is slightly lacking, and the experience accumulation is also slightly insufficient. Filling this short board is the direction of my future efforts.

Opportunity: Our team is in a transitional period, from individual work to assembly line specialty, in which the change of process will lead to the change of concept, and the change of concept will also lead to the optimization of process, that is to say, in the stage of over-organization, it is more conducive to theory guiding practice, practice sublimation theory, and it is more conducive to me mastering new knowledge and improving my own ability.

Threat: Change is both an opportunity and a challenge. I must adapt to the changing workflow and working environment as soon as possible, formulate various coping strategies, learn to innovate constantly while adapting to new work activities, and be a person who is always ready to work.

After more than half a year's work, I gradually learned how to do things: from the credit master, I learned what love and dedication are, what diligence is, and what professional ability is. More importantly, I also understand how to be a man: honest and trustworthy, sincere to others, law-abiding, and every credit predecessor is carefully interpreting these words. Being sincere with others will also be an eternal principle in my future career.

Summarize personal credit advantages.

_ _ It's over. In the past year, my work can be described as excellent, because my work performance has greatly increased. This is a reward for my years of hard work and study. I can get full marks for my own work this year because I have tried my best.

It's been several years since I graduated from college. After graduation, I got a job in a bank. After I got the job again, I was assigned to be a bank loan officer. At first, I was unfamiliar with my job. Fortunately, I work hard and am actively familiar with my work. I finally passed my internship and started my job as a formal loan officer in the bank. In _ _ _, my work is summarized as follows:

First, the completion of the work objectives

1, the operational efficiency has been significantly improved. There are 24 independent accounting credit cooperatives within its jurisdiction, and the loan interest recovery rate reaches 0%; The loan yield is 0%. The total annual income was RMB 0,000, an increase of RMB 0,000 over the previous year, with an increase of 0%; Realize a net profit of 0 million yuan and a social surplus. Realized a net profit of RMB million, an increase of RMB million year-on-year, with an increase of 00%; The owner's equity is RMB 0,000, of which the paid-in capital is RMB 0,000 and the capital reserve is RMB 0,000.

2. All deposits grew steadily. At the end of the year, the balance of various deposits exceeded 654.38+0 billion yuan, reaching 0 billion yuan, an increase of 0 billion yuan or 0% compared with the beginning of the year, and 0% of the tasks assigned by superiors were completed; The average monthly balance of deposits reached RMB 0,000,000, and 00% of the distribution plan was completed.

3. Credit support for agriculture is strong, and the loan structure is moderate and reasonable. The annual loan was RMB 0.00 million, up 0% from the beginning of the year, and the balance of various loans at the end of the year was RMB 0.00 million, up RMB 0.00 million from the beginning of the year, up 0%. Among them, the balance of agriculture-related loans is RMB 0.00 million, accounting for 00% of the balance of various loans. At the end of the year, loan-to-deposit ratio was 00%.

4. Further optimize asset quality. The balance of non-performing loans at the end of the year was RMB 0 billion, accounting for 00% of the balance of various loans, down by 00 percentage points from the beginning of the year. According to the five-level classification of loans, the normal loan is RMB 0,000, accounting for 0%, the concern loan is RMB 0,000, accounting for 0%, and the non-performing loan is RMB 0,000, accounting for 0%. Among them, sub-prime loans were RMB 0,000,000, accounting for 0%, doubtful loans were RMB 0,000,000, and loss loans were RMB 0,000,000, accounting for 0%. Compared with the five-level classification, non-performing loans in the four-level classification decreased by RMB 0,000, accounting for 0%. (excluding the central bank bill replacement part)

Second, the main work measures

(1) Strengthen the comprehensive management of credit and continuously improve the management level.

1, comprehensively promote the pilot work of five-level classification of loans within its jurisdiction. The five-level classification of loans is a new business. According to the five-level loan classification implementation plan, the business unit carefully organized the training materials and quantified the training contents, and trained the directors, class teachers and all loan officers in two phases, with a total of 135 people. In July, it took 20 days to carry out five-level loan classification promotion and acceptance for 24 credit cooperatives under the jurisdiction. The work requirements of accurate classification, clear standard definition and practical classification are realized.

2. Pay attention to the increment of loans and put an end to loan risks from the source of credit. In the credit work, strictly implement the "three checks" system of loans, the collective approval of loans and the return visit system. The unit strengthened the review of reported loans, focusing on the shift from empirical review to data analysis. At the same time, strengthen the standardization of loan information reported by grass-roots institutions and the examination of data authenticity, so as to ensure the quality of new loans. During the year, * * approved 0 loans amounting to RMB 0,000, and stopped collecting 0 reported loans amounting to RMB 0,000. At the same time, the supervision of the recovery rate of expired loans has been strengthened and early warning has been given regularly, effectively preventing the phenomenon that non-performing loans are cleared before and then increased;

3. Increase the frequency of sequential inspection of large loans, track and inspect large loans with the amount exceeding 654.38+10,000 yuan once every quarter, and correct and rectify the existing problems in time. In the whole year, a total of 0 large loans were inspected, with an amount of 0 million yuan, and early warning and rectification notices were issued to 0 cooperatives, involving an amount of 0 million yuan.

4. Pay close attention to the construction of credit team, supervise learning, and organize two training courses for loan officers with the theme of "credit notification, case presentation and rule of law education" throughout the year, which further improved the comprehensive professional quality of loan officers. Through one year's study, the knowledge of credit business, awareness of risk prevention and the level of managing loans according to law have been greatly improved.

5. Strengthen the director's sense of responsibility, improve the loan management level of the whole jurisdiction, and standardize credit management according to law. This year, four credit cooperatives, Sandun, Linshui, Huajian and Yinda, were comprehensively inspected, and the amount of inspection was 6.5438+0 million yuan from the normal loans in previous years, regardless of the amount. This inspection has achieved the effect of locking in loan risks, finding out the number of borrowers, managing loans according to laws and regulations, and promoting development, which has promoted the development of management.

6. Effectively integrate loans in the dehydration industry, adopt the management strategy of giving more and giving less, and pay attention to scale support. In March, the operating conditions of 22 assisted dehydrated vegetable factories were investigated in the early stage, and the management measures for effectively integrating dehydrated vegetable industry loans were put forward. In accordance with the overall arrangement of moderately reducing the loan scale and steadily supporting development, we supported 0 loans with a total investment of100000 yuan, which continued the industrial chain and enhanced the development potential of enterprises.

Extensive storage and development

Over the past year, we have always adhered to the principle of "positioning at a high point, overcoming difficulties, supplementing rural areas with cities, adjusting surplus and deficiency, and balancing the total amount", and continued to implement "5365438+" and carried out the activity of "saving 20 households every day 1000 yuan" in depth. At the same time, combined with credit rating re-evaluation, do a good job in deposit withdrawal, improve service quality, and ensure the rapid growth of savings deposits. By the end of February, the balance of savings deposits in the whole jurisdiction was billion yuan, an increase of billion yuan from the end of February. Among them, the demand deposit is RMB yuan, increasing RMB yuan; The time deposit is RMB, an increase of RMB from the end of the period.

(3) Strive to support agriculture and create a win-win situation.

1. Support local construction and fully support the rapid development of the non-public economy. A total of RMB 0,000 yuan of non-public economic loans was issued throughout the year. Among them, infrastructure loan 1 10,000 yuan and individual merchant loan 1 10,000 yuan promote its scale and rapid development. By extending the reach of credit service, the credit field has been effectively broadened, and it has also made due contributions to the economic development of our region and the increase of farmers' income.

2. Change the concept of supporting agriculture and carry out special activities to support agriculture. Over the past year, farmers' micro-credit activities have been carried out seriously, taking the dominant brand micro-credit of rural credit cooperatives as the carrier to solve the problem of farmers' loan difficulties. In order to ensure the solid and effective development of this activity, we put forward four requirements, namely, firmly establish the concept of serving agriculture, rural areas and farmers and firmly support agriculture; Careful and thoughtful work (the establishment of farmers' files is comprehensive and meticulous; Accurate and meticulous credit rating; Carefully examine the situation of granting micro-credit to farmers; Carefully check and manage loans; Strict and meticulous credit township evaluation); Adhere to the principle of steady development and put an end to rushing headlong into action and negative treatment; Taking good results as the standard, we need benefits from loans to support agriculture, which effectively solves the funds needed by farmers for production and life and has been widely welcomed and praised by farmers. Annual review of the "loan certificate" of 0 households, re-evaluation of farmers' credit rating of 0 households, credit loan amount of 0 million yuan, including 0 households with first-class credit, 0 households with second-class credit, 0 households with third-class credit, and 0 households with a credit amount of 0 million yuan, and 0 credit towns were determined; There are 0 credit enterprises with a credit line of RMB 0,000;

3. While doing a good job in microfinance, adjust the loan investment in time for the characteristic agriculture of some towns and villages in our region. In _ _ _ _ _ _ _ _ _

_ _ year is a crucial year for rural credit cooperatives in our region to fully realize financial reform and mechanism innovation. It is also an important year for rural credit cooperatives in our region to seize opportunities, forge ahead, operate prudently and develop steadily at a new starting line. Over the past year, the Division has persisted in focusing on the overall situation of reform, development and stability, conscientiously studied and implemented the spirit of the work conference of rural credit cooperatives in our region, established a Scientific Outlook on Development, firmly established the purpose and direction of running cooperatives for "agriculture, rural areas and farmers", firmly established the idea of supporting agriculture, ensuring stability and promoting development, highlighted risk prevention, strengthened supervision and supervision management, continuously improved the service level of supporting agriculture, effectively exerted the leverage of credit services, and achieved the business objectives set at the beginning of the year, which is gratifying.

I want to say that since I took part in the work of a bank loan officer, I should do well. This is a habit I have developed since I was a child. I should do things seriously and not let go until I reach the other side of success. As long as I work hard, I won't regret it or worry about being knocked down by reality.

Maybe I will be a loan officer all my life. If I am lucky, I may be promoted to bank manager. If my work is not good, then I have no complaints. I will balance my mind and be content with Changle. This is the way to be a man. I believe that as long as I work hard, I will make my own contribution to the development of the bank!

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