Two workers in Jiangmen were drunk and crashed to the ground as hooligans. Does the insurance company need compensation for the accident caused by drunk driving?

Drinking without driving, driving without drinking, this sentence often appears everywhere. The traffic police investigating drunk driving is actually reminding everyone of this matter, because if an accident occurs due to drunk driving, it will hurt others. If it is an accident caused by drunk driving, commercial insurance will not compensate, but if it is a traffic accident, it is not excluded that drunk driving belongs to this non-compensation scope, but drunk driving is not necessarily.

When there is a traffic accident caused by drunk driving, the insurance company usually will not be liable for compensation, because in this case, it is outside the compulsory insurance liability insurance. Under normal circumstances, if the accident is intentionally caused, or the driver is drunk during the robbery, the insurance company will not be liable for compensation.

Of course, some people will ask whether you can get compensation if it is commercial insurance, but there is a fact that drunk driving itself is a typical illegal act. Usually, when you buy insurance, there will be some agreements to avoid compensation, and the regulations in it will clearly state the situation that the insurance company refuses to pay compensation.

In Jiangmen, there are two people who are drunk driving themselves. After the plane crash, they actually played hooligans on the ground. However, this is not a matter of children playing house. It is not a matter of hooliganism for a while to let this matter go away, and they can't escape the guilt they should bear. Insurance itself can actually protect their legitimate rights and interests, but at the same time, as the insured and the driver, they should abide by traffic laws and regulations and try to avoid accidents and illegal acts.

In another case, the compulsory insurance after drunk driving may be able to compensate part of it, but the commercial insurance will not give claims at all, mainly depending on how the traffic police finally judge it. If it's drunk driving, it's another matter. Compulsory compulsory insurance, even if there is compensation, has a certain limit. Even if the insurance company pays in advance, it will recover from the insured afterwards.