What are the two documents of CBRC on agricultural loans?

1. What are the two documents of CBRC that are not lower than agricultural loans?

Two or more loan-related documents of CBRC are Guiding Opinions on Further Improving Financial Services for Small and Micro Enterprises.

According to Article 3 of the Guiding Opinions on Further Improving Financial Services for Small and Micro Enterprises, banking financial institutions should, according to their own market positioning and development strategies, effectively increase the investment and assessment of credit resources for small and micro enterprises under the premise of controllable risks, and strive to achieve the goal of "two no less than", that is, the growth rate of loans for small and micro enterprises should not be lower than the average growth rate of various loans, and the increment should not be lower than the same period last year.

All banking regulatory bureaus shall conduct monthly monitoring and quarterly assessment on the loan growth of small and micro enterprises (including corporate banking financial institutions, branches and the business department of the head office) within their jurisdiction, refine the assessment requirements for banking financial institutions within their jurisdiction, and ensure that the "two no less than" targets are achieved throughout their jurisdiction.

Extended data:

Article 5 of the Guiding Opinions on Further Improving Financial Services for Small and Micro Enterprises continues to strengthen the positive incentives for financial services for small and micro enterprises. All banking financial institutions must achieve the goal of "two no less than" in the whole year, and the loan application rate of small and micro enterprises in the whole bank was not lower than that of the previous year;

Only next year can we enjoy the preferential policies stipulated in the Notice on Supporting Commercial Banks to Further Improve Financial Services for Small Enterprises, Supplementary Notice on Supporting Commercial Banks to Further Improve Financial Services for Small and Micro Enterprises and Opinions on Deepening Financial Services for Small and Micro Enterprises.

All banking regulatory bureaus should further implement differentiated regulatory policies and positive incentives in terms of market access of banking financial institutions, risk asset weight and loan-to-deposit ratio assessment.