What insurance does the 9-seat operating van have?

The compulsory insurance cost of a 7-seat van depends on whether the car is used for family use or for profit. How much is the seven-seat car compulsory insurance charged according to the national unified standard, and the annual fee is different. The compulsory insurance for a seven-seater car in the first year is the basic premium: 1 100 yuan, while the compulsory insurance for a seven-seater car in the second year depends on the usual driving behavior. If there are no traffic accidents and traffic safety violations, the next year's compulsory insurance will be 10% off. On the contrary, there will be more traffic accidents and traffic safety violations.

How much is the 7-seat van? In fact, this is a very simple but somewhat complicated problem. It's very simple, because compulsory insurance is generally fixed, and the state has explicit provisions. It's complicated because few car owners know what determines its price.

Compulsory traffic insurance is automobile insurance that all vehicles must pay in accordance with state regulations. The state has clearly stipulated the price of compulsory insurance for vehicles with various seats. According to the different seats, it is easy to know what the compulsory insurance cost of the van is. However, many people don't notice that it will be different for different purposes.

A van usually has 7-9 seats. According to the relevant regulations, if it is used by families with more than 6 seats, the compulsory insurance is 1 100 yuan. If it is used for passenger transport, the compulsory insurance is different according to the difference of business buses or non-business buses. Non-operating buses are divided into 6- 10 enterprise non-operating buses1/30 yuan and 6- 10 government non-operating buses 1070 yuan, which is relatively simple. Relatively speaking, as an operating bus, it is more complicated. If it is used for rental, the compulsory insurance for 6- 10 cars is 2360 yuan; If it is used as a city bus, it is 2250 yuan, while it is 2350 yuan for highway passenger transport. Therefore, how much traffic insurance the van pays and its use play a vital role.

According to the relevant regulations, the compulsory insurance will fluctuate according to the situation of the previous year. This can be seen at a glance through the calculation formula of the final auto insurance premium for compulsory insurance. The final premium of compulsory insurance = basic premium ×( 1+ floating rate associated with road traffic accidents )× (1+floating rate associated with traffic safety violations a). In other words, the insurance premium rate can fluctuate according to whether there is a responsible road traffic accident and whether there is a drunk driving violation. Under normal circumstances, the floating rate of compulsory insurance will change according to the range of -30%-30% of the number of accidents. If there is a road traffic accident, it will rise by 30%. Drunk driving is more severe, and the illegal floating is between 20% and 30%, which can be accumulated, but the cumulative floating will not exceed 60%.

Rural roads are not easy to walk, some sections are muddy and accidents often occur. If car owners don't buy insurance for their cars, it will undoubtedly make things worse for them who are not rich economically. Therefore, bread owners in these areas need an affordable and safe van insurance price. Ping An Auto Insurance has been fully considering the needs of car owners in these aspects, and has opened up online auto insurance, so car owners can choose the most convenient way to obtain the insurance price of the van.

Through the online auto insurance calculator, you can quickly calculate how much you can save from the latest auto insurance expenses and how much you need this year.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.