What are the village-level creditor's rights and debts management methods?

In some rural areas of our country, there are mainly some bad creditor's rights and debts, which has almost become one of the important factors that hinder the development of local collective economy. However, rural grassroots cadres often lack effective supervision methods for village-level creditor's rights and debts, which has caused many rural bad debts. In fact, there are many ways to manage village-level creditor's rights and debts, mainly to make such a plan to pay off debts at ordinary times and clean up village collective debts and debts in time. 1. What are the management methods of village-level creditor's rights and debts? 1. Strengthen the management of creditor's rights and debts. Village-level organizations shall set up a register of creditor's rights and debts, which shall be managed by the accountant. 2. Regularly check and verify the creditor's rights and debts, and adjust the changes in time to ensure that the accounts are consistent with the facts. Publish and verify the creditor's rights and debts every quarter. 3, increase the intensity of debt collection, to resolve all kinds of debts that have been formed. 4 village-level implementation of the "living within our means, living within our means, timely settlement" management principle, no new debt. Adhere to the principle that whoever borrows money is responsible. 5. Strengthen the supervision of village funds. Village-level funds are not allowed to lend to overseas units or individuals. If a village cadre illegally lends funds to an overseas unit or individual, the responsible person shall be responsible for the recovery within a time limit. If the creditor's rights cannot be fully recovered, the responsible person shall bear all economic losses. 6, the village democratic financial management small table has the right to supervise and manage the changes of village-level creditor's rights and debts. 7. Make a debt repayment plan and actively raise funds to pay off debts. Second, the problems of village-level debt creditor's rights First, the problem of creditor's rights and debts is not a simple problem of the other party's default and tight capital flow, but a complex institutional problem. The reasons why the creditor's rights are difficult to recover are: 1, there are mistakes in selecting customers in the business process and estimating the repayment ability of customers; 2. Ignoring the key legal issues in the performance of the contract, resulting in de facto passivity; 3. Neglect of creditor's rights management, long-term lack of special person in charge, and ineffective supervision, so that debtors do not feel the pressure and necessity of repayment; 4. The collection method of creditor's rights is unscientific and fails to achieve the maximum effect by the most economical means; 5. It is considered that it is most important to continue cooperation, and the creditor's rights are temporarily put on hold, resulting in more and more creditor's rights; 6. Insufficient prevention of creditor's rights risks and repeated repairs. The second is the pattern analysis of various arrears. Every enterprise has made many explorations in clearing up creditor's rights and debts. By analyzing the phenomenon of bad creditor's rights, we can understand the means by which other enterprises delay their debts, which can be divided into the following categories: 1. We should adopt the mode of separate operation of procurement, processing and sales, set up corporate institutions to take external responsibilities, keep corporate debts in the procurement process, and set up multiple procurement corporate institutions to prevent creditors from flocking in a short time. At present, many enterprises operating in groups adopt this method. 2. Taking advantage of the dominant market position, forcing suppliers to reduce prices and cooperation, and making settlement and capital occupation contracts for suppliers, thus legally delaying the payment time. 3. Taking deliberate bulk transactions as bait, delaying the payment of the previous transactions makes the suppliers nervous and afraid to rush to make a payment. 4. Evade the payment responsibility for various reasons in the transaction, such as putting forward various quality problems and excuses, delaying the supplier's settlement procedures and time, and preventing the supplier from obtaining effective dunning credentials as soon as possible. 5. Goodwill deception, repeated promises of payment will not be honored, sincere attitude and bad behavior. The above are the common ways and methods of arrears. Of course, there are many other situations, but most of them are similar. The above information about village-level creditor's rights and debts management measures is very simple and effective. A large number of unfinished debt claims are all caused by poor management of debt claims by village committees. If there are more responsible accountants in the village to handle the debt claims and keep clear records of some daily expenses and village-level entertainment expenses, then the debt claims will not be paid off in a mess.