The credit card of China Merchants Bank has been billed, and the balance should still be there.

1. Billing Amount: the total amount that should be repaid in the current statement. ?

For example:

Assuming that the accounting date is the 2nd of each month, then the repayment date is the 22nd of each month.

For example, bills spent from September 2 to June 2 of 10 should be returned on October 22 of 10; Relatively speaking, the bill you spent after 654381October 2 can't be issued until1October 2 165438. The natural bill hasn't been paid yet, and it will be needed on1October 22nd. I wonder if you can understand this.

2. Remaining repayment amount: it is the bill amount minus the current repayment amount, that is, how much repayment is needed in the current month.

For example:

For example, from September 2nd to June 2nd, 1000 yuan was spent, and this 1000 yuan has to be paid back on June 22nd. The minimum payment of 100 yuan has been paid back to 500 yuan, and 500 yuan has not paid it back during this period, so this 500 yuan is called residual payable.

Extended data

Several points that must be paid attention to in credit card repayment.

1, pay attention to the account time.

Be sure to pay attention to the bank's short message, for example, we warmly remind that the money transferred between 22: 00 and 24: 00 will arrive the next day. In case of late payment.

In addition, if the final repayment date falls on the Spring Festival holiday, some banks cannot use the inter-bank transfer channel. Even if the repayment is transferred to the credit card through channels such as mobile phones, it may not be possible to get the account. Therefore, it is recommended that all card friends pay off their debts before the festival to avoid overdue.

2. Pay attention to foreign currency repayment

Some cardholders do not always take the UnionPay channel when spending abroad. If it is not the UnionPay channel, some credit cards will generate foreign currency transaction fees. For this kind of consumption, even if automatic repayment is bound, some credit cards will only automatically deduct RMB arrears. Repayment of foreign currency arrears may require manual purchase of foreign exchange, so it is best for cardholders to confirm whether all the arrears have been paid off after repayment.

3. Pay off the temporary line at one time.

Every holiday, especially before the Spring Festival, the bank will ask some cardholders whether it is necessary to temporarily increase the credit card limit. If you use the temporary quota given by the bank when preparing the new year's goods before the holiday, the temporary quota needs to be paid off in one lump sum after the bill is issued. Temporary limit does not pay by installment, and the minimum repayment amount is not supported. As long as the temporary quota is not fully paid off, it is also considered overdue.