Formal loan app ranking

First, the common formal apps that can borrow money are Alipay, WeChat, Anyihua, and your loan.

1, Alipay: Alipay is the most common payment software. You can apply for a loan by clicking Ant Borrowing on Alipay my page, but Ant Borrowing is only open to some Alipay users at present. This product is believed to be familiar to all Alipay users. It is a loan service platform launched by Alibaba. The big database behind the platform will provide different quotas for different users according to sesame credit scores. The maximum amount can be up to 300,000 yuan, and the longest repayment period is 12 months, which supports loan-as-you-go repayment.

2. WeChat: Log in to the WeChat client, click to open my-payment-micro-loan offline, and you can borrow money. Microfinance is only open to some users. If you don't see the micro-loan on the payment page, it means that it is not open to the user at present.

3. Anyihua: Anyihua is a credit product of Instant Consumer Finance Company, and the loan amount ranges from 1 1,000 to 50,000 yuan.

4. Your loan: Your loan is a peer-to-peer lending platform. You can apply for a loan by downloading the loan app on your mobile phone.

Second, what should I pay attention to when borrowing an app?

First, reasonably choose the amount and duration of the loan. The loan amount needs to be determined according to your own economic situation, and you need to consider your own economic repayment ability to avoid excessive repayment amount and excessive pressure. Generally speaking, the loan term means that the interest will increase with the increase of loan time, so try to choose a loan with time and interest within your repayment ability according to your own situation.

Second, we must carefully check the relevant contracts of the online lending platform to avoid regulations that are not in line with our own reality or are unacceptable to us.

Third, be rational when repaying. It is best to use the remaining funds for other investments and get the maximum profit while being able to repay each loan. Many people who have been cheated by online loans have not carefully read the relevant contracts and regulations for sending foreign exchange, which leads to their failure to have a good legal advantage in winning the case. If you are a college student, it is not recommended to use online loans, because you have little experience and can't tell the difference between true and false, and you are likely to be tempted by fake online loans, resulting in heavy debts. Article 26 of the Provisions of the Supreme People on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases promulgated by the State Council defines the interest rate ceiling and the rights of lenders in the lending relationship.

Top ten loan app rankings

The top ten conscience loan platforms in the loan APP are Du Xiaoman, Ant Financial, Weizhong, JD.COM Platform, 360 Financial Industry, Pleasant Loan, Zhaolian Finance, Staged Music, Meituan Loan and Wanda Loan. This service platform is also a conscience loan platform with low interest rate and long installment payment time.

1, a small full Web application

The key equipment of Xiaoman Finance of Baidu Search Group is Baidu Huayou, with a loan amount of more than 200,000 yuan and a loan term of 12 months. This product has low interest rate, long installment time and reliable loan.

2. Ant Finance

In addition to the ant flower garden that pays back the money after the transaction, Ant Financial Service is also a very sincere loan platform, which has always been in the top three of the top ten loan apps, giving Alipay users a loan amount of 300,000.

3. Micro-crowd

If many people are likely to know about mobile phone WeChat, the WeChat micro-loan under Weizhong Group happens to be a credit loan product issued by mobile phone WeChat and its QQ customers. The loan amount is less than 300,000, the installment payment time is long, and the interest is low.

4.JD.COM platform

Like WeChat payment, JD.COM white bars can be used by customers to buy things, while gold can bring you huge cash withdrawal litigation, with a very high amount and low interest rate.

5, 360 financial industry

The goods under the 360 Financial Group are what we call 360 IOUs. The threshold is low and the amount is high. 18 or above can apply for the exam. The maximum amount can be more than 200,000 yuan, and the loan period is 12 months.

The top ten loans are recommended by APP, so it is better to borrow money.

The required funds are insufficient, and borrowing is a very common way of capital operation at present. There are many lending apps, so what are the useful lending apps? What other loan apps can get applications quickly and pass quickly? Let's sort out some useful mobile loan apps and have a look.

Borrow two batches of APP recommendations

1, pleasant loan

Pleasant Loan is a financial service platform owned by CreditEase and the first overseas listing of China Finance. The pleasant loan APP launched by the platform can apply for a loan amount of up to 200,000 online. If the conditions are met, the loan can be released within 30 minutes, with a term of 12 to 48 months.

2. Ping An HP

Ping An Hewlett-Packard is a financial product of Ping An Bank, which provides online loan services. For users who are in urgent need of funds, the maximum loan amount can reach 50 thousand, and they need a good credit record, and they don't need mortgage guarantee, and they can arrive at the account in 30 minutes at the earliest.

3. pat on the loan.

At present, the lending platform has been listed and approved by the government. It supports personal consumption or corporate loans. The account can be received as soon as 1 hour, without mortgage and guarantee. Up to 200,000. The loan amount can be directly proportional to the credit, and the repayment will be automatically reminded.

Step 4 save

Province is a platform for young people to spend and borrow. You can apply online 24 hours a day, and you can apply by credit card. The review time only takes 3 seconds, and the monthly interest rate is 60% lower than that of the bank. The loan funds come from major banks.

5. Cash lending

The cash loan platform needs to have a good credit record, and the maximum loan amount is 6,543,800 yuan, which can be paid off in 6 months. The platform has various privacy protections to prevent the disclosure of personal information.

6. You borrow money from me

A platform for providing small loans with a maximum loan amount of 50,000. There are three ways to borrow money from this platform. As long as you have sesame credit or credit card, you can open a loan and get it in 2 hours at the earliest.

7. renren loan

After 8 years of establishment, the loan can pass the application review in 10 minutes at the earliest, and it will be received in 1 hour. The maximum loan amount is 200,000, which can be repaid in 36 installments, and the interest rate is relatively low, with an annual interest rate of 9.36%.

8, small flower wallet

Xiaohua Wallet is a loan platform that provides young people with services such as cash lending and credit card repayment. The application approval speed is fast, and the annualized rate is 6.2%-2 1%.

9. Lightning loan and fast loan

A small loan platform, the software includes all kinds of loans, and the loan can be released within 3 minutes at the earliest, which is relatively fast, convenient and efficient.

10, borrow money with loans

The platform does not need credit information, and the loan can reach 5,000 yuan within 3 minutes. Both black households and white households can apply without mortgage, which can solve the problem of tight funds in a short time.

Apps that can be borrowed

After the rectification of online loans, the apps that can still be loaned now are:

1, Alipay

Alipay APP's loan products include ant borrowing, flower buds and online merchant loans, among which ant borrowing and online merchant loans are loan products that bear interest on a daily basis, and flower buds are loan products that consume first and then pay back the money.

2. Wechat

There are micro-credit loan products supplied by Weizhong Bank in WeChat APP, which do not need mortgage and guarantee. The loan amount is estimated according to the personal credit qualification, and you need to check the personal credit report when applying.

Step 3 get rich by faith

The trust and wealth APP is mainly supplies. Applicants can apply as long as they have good personal credit and a stable job and income.

4. Wanda Loan

Wanda Loan APP can provide up to 200,000 loans. This product uses the method of daily interest, and the daily interest rate is as low as 0.02%. Even if the repayment period is agreed, you can choose to borrow first and then pay back.

5. Jingdong Finance

JD.COM Gold Bar in Jingdong Financial APP can provide a loan of up to 200,000 yuan, with a daily interest rate of 0.04%~0.095% and a loan term of 1/3/6/ 12 months.

What apps can I borrow money from?

Cash loan, flower bud, flash silver, lightning, 58 consumer loan, cash bus, Ping 'an Easy Loan, Pat Loan, Renren Loan, Suning Free Payment, IOUs, Mobile Phone Loan, Fingertip Loan, Kissing Small Loan, Good Loan, First Spend 100 million, One Wallet, Jianghu Emergency, Borrowing Bai, Satisfied Loan, Tinker Wallet, Installment Music, Fun Loan.

Refers to the funds borrowed by enterprises from banks, other financial institutions and other units, including credit loans, mortgage loans and trust loans. Borrowing can also refer to the funds borrowed by a person from financial institutions such as banks and other units and individuals, including credit loans, mortgage loans and trust loans.

A new Internet "P2P" model, that is, using the Internet as a platform to match the transactions between borrowers (peers) and individual investors (peers), investors are optimistic about the project and lend money to people in need. The advantages of Internet P2P model are "fast, efficient, and not limited by region". In recent years, the "lightning loan" mode of mobile Internet has gradually taken root in people's hearts, and the mobile Internet has more efficient and convenient attributes, which has brought a brand-new operation mode to traditional lending.

Chinese name: loan

Mbth: Borrowing.

Bank loans: banks, loans

Definition: Borrowed funds

What mobile apps are there?

1. China Merchants Bank Flash Loan app60 arrives in 60 seconds.

2. CCB Express Loan app5 borrows money in 5 minutes.

3. Jianghu Emergency Mobile Loan appapp

4. Ping An Easy Loan I Loan app5 borrows money in 5 minutes.

5.qq cash loan app micro-loan arrives in real time.

6.5 1 hour loan app 10/00000 will be received immediately.

7.5 1 instant loan app5 borrows 50,000 in 5 minutes.

Extended data:

It is a comprehensive consumer loan with individuals or enterprises as the core. The loan amount is generally between 1 10,000 yuan and 200,000 yuan. The treatment process generally needs to be guaranteed. It is an extension of microfinance in technology and practical application. In China: Mainly serving agriculture, rural areas and small and medium-sized enterprises. The establishment of the company rationally pooled some private funds, standardized the private lending market, and effectively solved the financing difficulties of agriculture, rural areas and small and medium-sized enterprises. At present, there are also personal quotas for office workers, which generally range from 1 1,000-50,000 yuan. Most of them don't need mortgage, but the credit and information review is strict.