Shanghai Pudong Development Bank

Low-carbon concepts such as green travel, garbage sorting and new energy vehicles have penetrated into people's daily lives. In September 2020, China put forward the goal of "double carbon" to further accelerate the green transformation of social economy. Green finance, which provides "ammunition" for transformation, has therefore reached the "C position". Among them, as the main force of banks, the layout of low-carbon finance has also extended to more and more business fields.

In August, 20021,Shanghai Pudong Development Bank took the lead in launching "Shanghai Pudong Development Bank Green Low-carbon Theme Credit Card", aiming at promoting the new concept of low-carbon life to cardholders and becoming a practitioner of financial innovation. Through a series of special activities, Shanghai Pudong Development Bank explores "double carbon" related consumption scenarios and guides credit card consumption to open a new chapter of green and low carbon.

Comply with the low-carbon theme of "green" and become the pioneer of green innovation.

Green, low-carbon and sustainable development are important connotations of China's high-quality development. In the practice of promoting the goal of "double carbon", the role of finance is becoming more and more prominent. In addition to green credit and green bonds, innovative green financial products and services related to carbon emission reduction continue to expand, and the banking industry actively uses various financial instruments to support the development of low-carbon economy.

A survey of 2500 people shows that the knowledge and practice of low-carbon practice have not been unified. Respondents' awareness of low-carbon actions is 76%, but only 32% of them are put into practice. Low-carbon requirements have not yet become social norms, and the lack of positive feedback is the main reason for the low practice of green and low-carbon life.

"Banks provide targeted green financial services, which can guide more entities to participate in carbon emission reduction." Some insiders said. Based on this consideration, PUFA credit card occupies the forefront of the industry, actively conforms to the theme of "green and low carbon" and explores a new way to combine credit card with green and low carbon.

Last August, PUFA Credit Card launched "PUFA UnionPay Green Low-carbon Theme Credit Card" in the industry, which drove more cardholders to make low-carbon investments. Shanghai Pudong Development Bank combed out the embryonic form of the brand's green and low-carbon strategy: grasping the characteristics of 2C business with strong inclusiveness and wide business scope, and integrating low-carbon product consumption finance and low-carbon lifestyle through credit card product innovation. It provides users with a new choice to realize green and low-carbon consumption, thus achieving the ultimate goal of practicing the concept of green and low-carbon.

Dig deep into the consumption scene and build a three-dimensional ecology of five business segments.

Bank cards have a foundation only if they serve users well, and they can play a greater role in combination with consumption scenarios. Pufa Credit Card is well aware of this "playing method". Since the launch of Shanghai Pudong Development Bank's green and low-carbon theme credit card 10 month ago, Shanghai Pudong Development Bank's credit card has built a multi-dimensional business ecosystem with five sections, covering green and low-carbon theme card products, green points system, new energy vehicle activities, green travel and green business circle. The five major sectors are progressive, which can be described as a combination boxing based on "green and low carbon".

The first level is the green low-carbon theme credit card launched by Pudong Development Credit Card, which is full of green rights and interests. Among them, there is a 100 yuan credit card as the launching ceremony of the new card, and there are also low-carbon theme activities with distinctive characteristics such as "reducing bus rights".

The third level is green travel. This is the most suitable foothold of "green and low carbon" in the consumption scene level. During the event, cardholders will have the opportunity to get extra points by using the Pudong UnionPay credit card to take public transportation, subway, public payment, cycling and charging new energy vehicles. In addition to extra points, there are privileges such as credit card refund, taking public transportation and reducing coupons.

The fourth level is to expand the green scene to the field of car purchase. Pufa Credit Card has keenly captured the rapid development of new energy vehicles and laid out green credit on the basis of traditional credit advantages. Users only need to buy new energy vehicles designated by automobile brands in cooperative automobile dealer stores, and they can enjoy fee reduction concessions. This green credit

These five businesses, from the rights and interests of card points to the consumption concessions in different green scenes, are all multi-angle and multi-level, which meet the actual needs of users and constantly guide users to choose a green and low-carbon lifestyle in an incentive way, which shows their intentions.

Constantly enrich the "connections" of green financial services and stimulate consumption potential.

It can be seen that Pudong Credit Card is constantly enriching the service "contact" of green finance. This year, PUFA Credit Card also launched a series of green and low-carbon theme activities in conjunction with Earth Day and World Environment Day, and continuously strengthened the guidance for cardholders' green and low-carbon lifestyle. In addition, it also cooperated with high-quality commercial brands to carry out green consumption credit card refund activities, and cooperated with WeChat to launch the "WeChat Ride Courtesy" activity, which quietly injected a new wind into the development of the credit card industry.

The person in charge of the credit card of Shanghai Pudong Development Bank said that the follow-up card center will continue to launch green and low-carbon related businesses and make more business innovations for personal credit card accounts and consumption, which is worth looking forward to.

In fact, Shanghai Pudong Development Bank has always maintained a leading position in the fields of green finance and double-carbon finance. 20 14 to 20 15, completed the first "CCER pledge financing business" and revitalized the carbon assets of SMEs. From 20 16, it became the first "clearing bank for OTC carbon derivatives clearing business" in China, and issued the first "carbon neutral related loan" in China last year; In particular, last year, Shanghai Pudong Development Bank also launched a three-dimensional carbon account system for corporate and individual customers, which is an industry benchmark and helps the high-quality development of green industries.

As a sub-department of Shanghai Pudong Development Bank, credit card is also a practitioner of financial innovation and a promoter of green and low carbon. At present, the "chemical reaction" between green and low carbon and credit cards has just begun. Under the top-level design framework of "Green Bank", Pudong Credit Card conscientiously implements the principles and policies of green finance, takes customers as the center, and strategically plans the pace of transformation. Shanghai Pudong Development Bank will continue to seize the opportunity of prosperity, deeply integrate into Huimin financial services, return to the source of consumption, and contribute financial strength to the sustainable development of green and low-carbon undertakings.

Proofread Wang Xin

Related Q&A: Can Pudong Development Card only transfer money at the counter? Pufa Card can only enter the counter, and cannot be transferred. 1. Online banking transfer 2. Log in to Bank official website and click Online Banking to log in; 3. Fill in the correct user name and password to complete the login; 4.ATM transfer 5. Insert the bank card into the ATM and enter the password to log in; 6. Get back the remittance voucher and ID card. Shanghai Pudong Development Bank (hereinafter referred to as Shanghai Pudong Development Bank or Shanghai Pudong Development Bank) is a national joint-stock commercial bank established with the approval of the People's Bank of China on August 28th, 1992, opened on1October 9th, and listed on the Shanghai Stock Exchange (stock exchange code: 600000). Its head office is located in Shanghai. At present, the registered capital is 29.352 billion yuan. With its good performance and good reputation, Shanghai Pudong Development Bank has become a listed company that has attracted much attention and respect in the China stock market. Related Q&A: Shanghai Pudong Development Bank Credit Card? As a senior respondent, first of all, I congratulate the subject on getting his first credit card with a limit of 7,000, which is not low (the first credit card with a limit of only 5,000 was used for three years, and the card was cancelled in a rage).

To answer your question briefly, there is no annual fee for this card in the first year. This "first year" refers to the accounting year, not the natural year. For example, if you open your card in June 1 9+February 1, there will be no annual fee from now until June 65438+February12020, whether you swipe your card or not.

From the following year (from February 2, 2020, 65438), swipe your card at least 6 times in each billing year (no matter what kind of swipe card, WeChat, Alipay and Huawei pay are counted), and the annual fee for that year is exempted.

In fact, even if you don't brush enough for six times, there is still a way to get rid of the annual fee. I'll tell you later.

There will be a more detailed answer later. If you are bored, you don't have to watch it.

-

The credit card of Shanghai Pudong Development Bank has always been an online celebrity bank in the credit card circle. The credit card that was born has always been popular because of its high credit limit, many points, rich activities, less restrictions on playing cards and good prizes.

I went to see this card specially handled by you. The main benefits are as follows:

One by one:

Credit limit. Forget it. I understand everything. It should be mentioned here that credit cards are generally divided into ordinary cards, gold cards, platinum cards and higher grades. Generally speaking, the maximum amount of Puka is less than 20,000. Gold card1-50,000. If you want a card with a quota of more than 50,000, it is best to apply for a platinum card at the beginning, so as to avoid the trouble of subsequent limit and card replacement.

Withdrawal amount: 50%. Generally temporary restrictions. For example, your quota is 7000 yuan, sometimes it is double 1 1, which is not enough. You can apply for a temporary line, and the validity period is generally 1 month. What is the temporary quota? It is 50% of your fixed quota, that is, 7000* 50% = 3500, which is equivalent to an extra quota of 3500.

Annual fee: 180 yuan (free in the first year, free after 6 times in the second year). As mentioned above, what are the first and second years? The first year doesn't matter anyway. From the following year, you can use whatever you want, including WeChat, Alipay and China UnionPay Express. You can use any amount each time you swipe your card, including 0.0 1 yuan. Just six times. I suggest you bind this card to WeChat as the default payment card, so you don't need to remember this.

Interest-free period: 50 days. Brother reptile didn't say anything about those formulas, dizzy. Just install a credit card APP of Shanghai Pudong Development Bank and watch him remind you to repay before the date. The card you swiped today must be returned after 50 days at the latest. The average bank needs 50-56 days. There is not much difference.

Card attributes: Never mind, most cards are not very different now.

Finally, there are a series of so-called rights and interests. In fact, for us, there is no impact, so don't worry. Free annual fee is enough for the first item.

Enjoy the preferential treatment of many merchants in Shanghai Pudong Development Zone. By the way, there are many activities in Shanghai Pudong Development Zone, especially the integral activities. At present, almost all the cards in Shanghai Pudong Development Bank are paid at twice the amount (that is, 2 points are paid for swiping 1 yuan, while most other banks are paid at 1 times the amount). Usually, many businesses are preferential and pay more attention to it.

I suggest you download the official app of Pufa Credit Card.

Finally, secretly tell you that the annual fee-free solution:

1. At the end of the year, you can call the customer service of Pudong Development Credit Card and directly ask whether the Pudong Development Card under your name has reached the number of annual fee-free times. Customer service will tell you whether each card is satisfied or not. Remember, it is the most convenient and simple to call directly.

2. Check your bill regularly. If you find an annual fee, call customer service immediately. Remember, call! ! ! The most convenient! ! ! You said you forgot to swipe your card, and you made up enough for swiping your card this week, hoping to avoid the annual fee. Customers can basically help you avoid the annual fee, and then ask you to brush it 6 times in 1 month. Then you charge six phone bills immediately, and it's done. This is what the clamp spring calls heart-to-heart communication.

In short, if you don't understand credit cards, you can trust me privately. I'll tell you everything.

Aika loves life, and I'm Peggy ~ ~ Wow Kaka.