What is the use of work-related injury insurance in social security? What is its purpose?

I believe many people are not unfamiliar with social security, especially medical care and pensions. The vast majority of users who participate in social security payments like these two types of insurance. However, social security includes more than two types of insurance, including work-related injury insurance. So what is the use of work-related injury insurance in social security?

What is the use of work-related injury insurance in social security?

In fact, it is not difficult to understand from the name. Work-related injury insurance mainly provides insurance services for insured persons when personal accidents occur during work.

For example, workers in some high-risk industries may be prone to accidents in their daily work. Also, if an accident occurs on the way to and from get off work, it will fall within the scope of work-related injuries.

Based on your actual situation, work-related injury insurance will provide corresponding compensation, such as one-time disability compensation, medical expenses, nursing expenses, one-time medical subsidies, etc. These expenses can be covered to a large extent. to reduce everyone’s medical pressure.

Of course, some users may encounter traffic accidents on their way to and from get off work. At this time, they need to determine whether it is a work-related injury based on the traffic police's liability determination.

Usually, when an employee bears the main or full responsibility for an accident, it cannot be recognized as a work-related injury, and relevant reimbursement cannot be made, and everyone can only bear it themselves.

The above is all the content, I hope it will be helpful to you.