Do you choose a company that has a provident fund near home but few people, or a company that has no provident fund far from home but many people?

Choose the first one. The first one seems to have few people, or it may be a newly established department. Being close to home is a rare thing, which can save you a lot of commuting time, while holidays can make you enjoy your life more, and you won't lose your life because of the pressure of work. It's all the same. Why not choose a better one?