How to sue network disputes?

Borrowing money through online lending platforms is very popular among young people now. It sounds good to get a loan without mortgaging any assets. I. How to prosecute online loan disputes According to the provisions of China's Civil Procedure Law, if a creditor requests the debtor to pay money or securities, it may apply to the grassroots people's court with jurisdiction for a payment order: there is no other debt dispute between the creditor and the debtor; A payment order can be served on the debtor. If the debtor fails to pay off the debt within fifteen days after receiving the payment order from the people's court, or fails to raise a written objection to the people's court, the creditor may apply to the people's court for enforcement. 1. Submit the complaint and the court will accept it. The acceptance fee is below 50 yuan 10000 yuan (the litigation cost is not high, so don't think that the loan amount is small and you won't sue); 2. After the court accepts the case, it will issue a subpoena to the customer and mediate in the court. If you don't come, mediation fails; 3. If the mediation fails, the court will issue a second summons to fix the court session time. Even if the parties don't come to court, the judge will send you the judgment and tell you when the money must be transferred to the court account; 4. If you don't make money at maturity, the company can apply for compulsory execution and freeze the bank card; 5. Not only that, once the above situation occurs, you will leave a court enforcement record on the credit record of the central bank and become a credit blacklist. Second, how to rationally use online loans 1, and financial management should proceed from reality. Some loan platforms often put up slogans such as "unsecured, unsecured" and "lending on the same day". Some business owners and individuals who are in urgent need of funds are easily touched. In the face of these temptations, we must not hold the psychology of "falling pie in the sky", especially those unsecured loans. Now banks are more and more strict in examining unsecured loans, and the interest on unsecured loans is also very high. Lenders can easily fall into the trap of "usury" if they are not vigilant. There are also some platforms that claim that they only need ID cards to apply for loans. This situation is even more incredible. If even the most basic repayment ability is not audited, you can only lend with your ID card. I believe that even the borrower himself will not be practical. 2. Don't pay in advance. When applying for a loan through the internet, you must pay attention. The regular loan company will deduct the relevant expenses while giving you a loan. If you don't need to pay any interest, handling fees and other fees in advance, the lender must remember this. Don't take chances. "Maybe when the money is remitted, it will be released." You can't pay any fees until the loan you apply for is in place. If the loan platform requires a fee before lending, then the lender needs to pay special attention. 3. Choosing a formal online lending platform and a formal and powerful loan intermediary platform is the basis for the success of the loan. So how to distinguish the advantages and disadvantages of the loan platform? Formal loan intermediary platforms are often well-known, with high website quality, rich pages, simplicity and complexity, and many cooperative lending institutions. At the same time, the scale of cooperative lending institutions is also relatively large. Such a loan platform is more trustworthy than other loan platforms. The above is about how to prosecute online loan disputes. In order to avoid bringing unnecessary legal troubles to yourself, it is best to repay the loan in time according to the agreement after online lending. If the loan is not repaid in time, the loan interest shall be repaid within the overdue period.

Legal objectivity:

Law of the People's Republic of China on Protection of Consumer Rights and Interests

Article 44

Consumers who purchase goods or receive services through online trading platforms may claim compensation from sellers or service providers if their legitimate rights and interests are damaged. If the online trading platform provider cannot provide the real name, address and effective contact information of the seller or service provider, consumers may also demand compensation from the online trading platform provider;

If the online trading platform provider makes a promise that is more beneficial to consumers, it shall fulfill the promise. After compensation, the online trading platform provider has the right to recover from the seller or service provider. If the provider of online trading platform knows or should know that the seller or service provider uses its platform to infringe upon the legitimate rights and interests of consumers and fails to take necessary measures, it shall bear joint liability with the seller or service provider according to law.