National aid agencies that help repay online loans

The country does not have such an agency. If such a situation occurs, it is recommended to seek legal help. The law can help institutions trapped in online loans.

Solution:

1. Consider negotiating with the platform

You can contact the platform official, but there is little hope. Even if it is possible, only part of the interest can be reduced. It has to be paid back in the end.

Interests exceeding 36 are not allowed, that is, the loan principal

2. Forced to go ashore

Prioritize the minimum repayment installment of the credit card, then go to the platforms of big companies such as Alipay, Weilidai, JD.com, etc., and finally go to ordinary platforms. Repayments are made in this order.

If some platforms are in a hurry to collect money, you can try to repay some to prove your sincerity in repaying the money. Its purpose is to collect interest and make money.

3. Advantages and Disadvantages

You can inform your close friends in advance that if your mobile phone number is stolen, you will receive a collection text message, so that your relatives and friends should not believe it.

Secondly, turn on the function of rejecting calls from strangers. Most of their collection calls are virtual numbers and cannot be called back.

Of course, if there is violent debt collection on the platform, such as malicious photos, abusive words, threats, etc., remember to record the phone call. For this kind of violent debt collection, you can contact the police;

4. Keep Be sensible

Scammers have many tricks, so stay sensible to avoid being deceived.

Notes on online loans:

1. Open a website under the banner of a professional company

Such websites often use the names of "loan companies", " In the name of "Investment Consulting Company", sometimes the words "Agency throughout the country" will appear on the website. The purpose is to package itself and further defraud the trust of small and medium-sized enterprise owners.

2. “Unsecured, unsecured”, “Same-day loan”

In many “online loan scams”, “unsecured, unsecured”, “unsecured” and “unsecured” often appear "Same day loan" and other very tempting slogans.

3. Pretend to be a formal institution

Some scam companies closely imitate the websites of well-known lending institutions, which is extremely deceptive. The pages of these fake websites are often similar to those of regular lending institutions, and their domain names are only one or two words different from those of regular lending institutions' websites.

4. Online transfer scam

In the online transfer scam, the fraudster will claim that the money needs to be transferred to an intermediary account, and then ask the small and medium-sized business owners to go to a fake bank website or go through Enter your bank account number and password on the fraud website to defraud small and medium-sized enterprise owners of funds from their accounts.