What does the median code mean?

Zhongzheng code refers to the identification code used in the transition period, which has the same effect as the original credit card code, and the original credit card code was renamed Zhongzheng code.

Enterprises and individuals who have applied for loan cards do not need to issue a "collection code" when applying for loans. Enterprises and individuals who have not applied for a loan card may issue a "sign-up code" after submitting an institution credit code certificate, an organization code certificate, an industrial and commercial registration certificate, a tax registration certificate or a valid personal identity certificate to a financial institution.

At present, it is a transitional period before the second generation enterprise credit information system goes online. During this period, before enterprises and commercial banks carry out credit cooperation, it is no longer necessary to go to the People's Bank for loan cards and annual review of loan cards, and the loan card code is temporarily replaced by the levy code. After the transition period, the institutional credit code will become the key identification code of enterprises in the credit information system.

Matters needing attention in loan

1. Choose a formal loan platform.

The prosperity of loan business has also spawned many irregular loan platforms, which often attract users to register loans under the guise of completely no threshold and ultra-low interest rates. However, users should understand that there will be no pie in the sky, and a loan platform without loan qualification cannot protect the legitimate rights and interests of users. Users should pay attention to collecting information from lending institutions before applying for loans, and it is not too late to make loans after confirming that they are regular lending platforms.

2. Fill in the loan information carefully.

Users generally need to fill in a lot of loan information before applying for a loan, which is convenient for the loan platform to review their qualifications. Users can consult the platform customer service to prepare relevant materials in advance, which can effectively improve the efficiency of loan application.

3. Read the loan contract carefully.

Before signing a loan contract with the loan platform, users must carefully read the contract provisions and know the rights and obligations of both parties. At the same time, carefully check whether there are omissions and inaccuracies in the terms of the contract and safeguard their legitimate rights and interests.