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Articles on people who owe debts and refuse to pay them back

1. What are the euphemistic words to describe people who do not owe debts

The euphemistic words to describe people who do not owe debts include: no credit, no credit, no debt, no debt Credit, no credit requested, no credit accepted, etc. It is more effective to euphemistically express no debt and express it with slogans. It is more effective to directly reject the debt. Similar slogans are:

1. The shop is small and the profit is small, to support the family, no credit, no need to talk.

2. Gentlemen of consumption are warned not to ask for credit.

3. If everyone comes to pay on credit, the capital will be small and the profit will be small and it will be difficult to turn around.

4. If you come to pay the debt, I will be in trouble, and if I go to ask for the debt, you will be upset; it is better for you to come and not owe the debt, and if I am not in difficulty, you will not be upset.

5. When everyone adds fuel to the flames, I help them like a mountain. Credit is like a sworn bond, and asking for an account is like going up Liangshan.

6. Xu Shu said in vain without saying a word that credit is like a sworn bond, and asking for an account is like asking Zhuge; it’s not that I don’t give credit; asking for an account now is too wordy.

7. Welcome to our store. Our store operates on a small basis and does not accept credit. I hope everyone will understand.

8. No credit is allowed, and the money and goods must be paid in full.

9. This is a small business and no credit is allowed. 2. The monthly Chinese language test for the second grade of junior high school is over, but we did not do well in the test. The teacher asked us to write a 300-word summary, but

Time flies so fast, and the first month of school begins in the blink of an eye. The exam is over. However, there is irreparable time left for me. Facing the scores that are excellent but not sharp and "stumbling blocks", I can't help but fall into deep thought; look at the mistakes that should not be made. When the question was marked with a big cross, I felt infinite self-blame... When I calmed down and carefully browsed the test paper one more time, I realized how careless and impatient I was. As soon as I got the question, I I started writing immediately. If I encountered a question I didn’t understand, I would start to panic and not know where to start. As a result, I completely lost points on a 9-point math question, which made me very sad now. Also, although I always say: " The teacher never mentioned these topics at all..." In fact, when I think about it now, I feel how ridiculous and ignorant I was! "I didn't mention it". I thought that this reason could cover up all the mistakes. Now that I think about it, it's better that I didn't review and preview on time and in a quantitative way. If I say that I usually review and preview, So what does it matter if the teacher talks about it or not? Now the responsibility can only be pushed back to ourselves. Preview has always been an important requirement for students' learning. If we do not preview before class, our learning will be greatly compromised. Knowledge is accumulated over time, and it is impossible for people to In a very short period of time, a large amount of learning content is poured into the brain. "One meal when hungry" and "three days of fishing and two days of drying the net" will only get twice the result with half the effort. Therefore, we must do To study regularly and quantitatively. We must also memorize the teacher's requirements and memorize it in a comprehensible way. We cannot memorize it by rote. If we memorize it by rote, if the questions are more flexible and flexible, we will be able to do it. Leading to a series of mistakes. From this monthly exam, I have summarized many learning principles and learning methods. When we fail in the exam, if we only blindly look for reasons, or shift the responsibility for the mistake to others, then it will You will always cover up your mistakes and continue to make them. If you do not complete the study tasks that should be completed every day, like to focus on review, rush for exams, and have debts that should be studied and recorded every day, it will be more difficult to achieve good results. To do this You must accumulate knowledge every day, review every day, and concentrate on studying. Learning relies on accumulation, and learning relies on hard work; you only have one chance, and you cannot miss any exam. 3. What is the original text of "Don't take credit"?

The original text of "Don't take credit":

Profit is the first priority in all business operations, and every detail is sweat and blood.

Gentlemen of consumption are warned not to ask for credit.

If everyone comes to pay on credit, the capital will be small and the profit will be small, but it will be difficult to turn around.

When everyone adds fuel to the flames, I help them like a mountain.

Credit is like a sworn bond, and asking for an account is like going up the Liangshan Mountains.

If you ask for a debt once, you will be red in the face, but if you ask for a debt a second time, you will be upset.

All the love of friends has been forgotten, and long-standing friends have become ashes.

You are blaming each other for pushing me, but you just don’t want to pay back the money.

It’s a matter of time to pay back debts, and don’t cause trouble for the sake of others.

Be frugal in your daily life and it is best not to borrow money.

"Don't take credit" is a jingle poem, but in reality we will always encounter people who want to take credit, so how should we deal with it, and how can we "write orders" to effectively collect the debt?

1. "Friends owe money, how should I write an IOU in a standardized way?"

The key is to complete the corresponding procedures - issuing an IOU: state the reason for the debt; write State the amount owed.

The sample IOU is due to the purchase of ** products from *** (ID number *********) for a total price of 100,000 yuan. 90,000 yuan has been paid and is still owed. The 10,000 yuan must be paid before October 10th of a certain year. For every day of delay, I am willing to pay interest at the rate of 0.2% per day.

Debtor (signature): ** (ID number: ***) *Year*Month*Day

2. How much is owed if the debt is not repaid Can I sue in court? Is the law clearly stipulated? If a lawsuit is filed, will the person who is owed money sue? How to settle accounts?

(1) The law does not stipulate how much money is owed that can be sued. No matter how much money is owed, the creditor (the person who is owed money) has the right to sue.

(2) Taking into account Litigation costs are high. If the debt is only a few hundred or thousands, and it is not a last resort, it is not recommended to sue. Instead, you can use a reminder method to tell the debtor that you can pay it back in installments.

(3) When you meet the old man, remind him that if he doesn’t return it, you can take legal action.

3. If you want to sue, what is the procedure for suing? What does statute of limitations mean?

The process of filing a lawsuit: Write a complaint, attach the IOU and send it to the court.

How to write a complaint:

(1) As a creditor or plaintiff, write down your name, ID number, and address.

(2) Write the defendant’s name, ID number, and address.

(3) Litigation request: Request to repay the arrears of xx yuan, interest, and let the debtor bear the legal fees.

(4) Factual reasons: On x month x year, for what reason The reason is that the defendant owed me xx yuan and has not paid it back through collection, so he wants to sue.

Generally speaking, debt litigation is actually very simple. A piece of complaint and an IOU are enough. The statute of limitations of the lawsuit refers to the statute of limitations. Creditors should claim their rights in a timely manner. The right to demand the repayment of the debt from the debtor.

If you do not make a claim in time, the general rule is that if you do not make a claim within two years, the law is unlikely to protect your rights. This provision is to allow rights holders to claim their rights in a timely manner. It is helpful to ascertain the facts and conduct timely inspections.

It is difficult to ascertain the facts if they accumulate over a long period of time, and it will add unnecessary trouble to the relevant agencies to deal with these matters.

The statute of limitations does not mean that you should immediately file a lawsuit in court when it is almost two years. It can be decided based on the rights holder's own considerations. If you do not want to file a lawsuit in court for the time being, you should issue a timely notice asking the debtor to repay the money. It is best to send the notice by express delivery and leave a basis to prove that you have claimed rights against the other party within the limitation period. In this case, the limitation period can be interrupted and you can start from Two years will be counted from the time you claim your rights. 4. Translation of Zou Bingtai's classical Chinese

Manuscript of Qing History·Volume 351·Biography 138·Biography of Zou Bingtai Original text Zou Bingtai, courtesy name Zhongwen, was born in Wuxi, Jiangsu.

In the thirty-seventh year of Qianlong's reign, he was a Jinshi. He selected common people and was awarded the title of editor. He compiled Sikuquanshu and moved to the Imperial Academy. Because of the Yuan and Ming dynasties, Piyong was not established in Chinese studies, so Bingtai supported the ancient system and asked for help.

In the forty-eighth year, Emperor Gaozong completed the memorial ceremony and issued an edict to build Piyong. After more than two years, the Linyong ceremony was held, which was called a grand ceremony.

Xunchao promoted Bingtai as a sacrificial wine. Lei moved to the cabinet and studied politics in Shandong and Jiangxi.

In the fourth year of Jiaqing, he was awarded the title of Minister of Rites, adjusted the warehouse and eliminated the accumulated shortcomings. Yan Peitian, who was sitting in the grain department, was dismissed because he was not responsible for his duties.

In the sixth year, the capital was inspected and discussed. The warships were in arrears with food, and they were promised to make up for it, but those who came later would do it again.

Bing Taili accumulated debts year after year, and he disagreed with his colleague Daqing, so he wrote a sparse memorial, scolded him for his bigotry and anger, and was promoted to stay in office.

It is also reported that the supervisor is on duty in the warehouse. If the warehouse servants come in and out and cause trouble, it is appropriate to order them to live in the official room outside the warehouse and follow this.

In the tenth year, he was promoted to the imperial censor of Zuodu, moved to the position of Shangshu of the Ministry of War, concurrently assigned to the Ministry of Works, and managed the three treasuries of the Ministry of Households. In the eleventh year, he also took charge of the Yin affairs of Shuntian Prefecture.

In the twelfth year, the official department was transferred. In the fourteenth year, he was given the title of Prince Shaobao.

The warehouse official Gao Tianfeng discovered that he had stolen rice. He had been sitting in the warehouse for a long time without noticing. In the 16th year, he was appointed Minister of the Ministry of Household Affairs.

Looking for the official minister to co-organize a bachelor's degree. Bingtai had been in the official department for a long time, and he was especially careful about government affairs.

In the 18th year, the director of Quan's selection of the military department made a mistake, and the same official, Hu Tuli, favored the division members, and returned to protect him. Bingtai argued hard and said: "I am already declining, why should I care about my position? I can't let the court law destroy itself!" He kept clear of his reasons, followed his words, and then stopped to pay tribute.

Since there were two people who were demoted and donated to reinstatement, they were correct and incorrect. Peng Ling, the minister at the beginning, disagreed with them and heard little about them. He denounced Bingtai for having no fixed opinions and stayed in office at the rank of engraver. He also robbed Yao Kun, the head of the Ministry of War, at Baxian Village in Changping. He ordered that the land be close to the capital and the officials were too busy to control the robbers. He dismissed Bingtai and took charge of the affairs of the government.

When Lin Qing, a religious bandit, rebelled, most of the rebels lived in Gu'an and Huangcun. He argued that Bingtai was not aware of it when he was an official, so he compensated him with his approval and praise. Looking for a break and returning.

He died in twenty-five years. Since Bingtai first ascended to the throne, he has not been in the important positions, but has been in and out of official positions. After a long time, he rose to the rank of second rank.

He has repeatedly mastered Wenheng, and is called a scholar. He was meticulous in establishing the dynasty, but Renzong attached great importance to it and was eventually deposed.

Translation Zou Bingtai, courtesy name Zhongwen, is a native of Wuxi County, Jiangsu Province. In the thirty-seventh year of Qianlong's reign (1773), he passed the Jinshi examination and was selected as a Shujishi. (After disbanding), he was awarded the post of editor, (commissioned) to compile the "Sikuquanshu", and was promoted to the post of Secretary of the Imperial Academy.

The national schools of the Qing Dynasty followed the old system of the Yuan and Ming dynasties and did not establish Taixue. Zou Bingtai cited the ancient system to request (to establish Taixue). In the forty-eighth year of Qianlong's reign (1784), Emperor Gaozong completed the ritual of setting up wine and food in Taixue to commemorate the ancestors of the saints and teachers, and therefore issued an edict to build additional Taixue.

Two years later, a ceremony was held in which the emperor visited Taixue in person, which was called a grand ceremony at the time. Soon he made an exception and promoted Zou Bingtai to the Imperial Academy.

He was continuously promoted and became a cabinet bachelor, and served as academic administrator of Shandong and Jiangxi provinces. In the fourth year of Jiaqing (1800), he was appointed Minister of Rites and transferred to manage the warehouse to eliminate long-standing shortcomings.

(Later) Yan Peitian of the Grain Department was impeached and resigned due to his incompetence. In the sixth year of Jiaqing (1802), the imperial court inspected the performance of officials in Beijing and gave him a special reward that was increased in rank and recorded in the records.

Warships that owe food on credit have been allowed to offset and make up the amount, and the same applies to those who arrive later. Zou Bingtai considered that it was not good to accumulate debts year after year, and he had disagreements with his colleague Daqing, so he wrote a memorial in detail. The emperor issued an edict to rebuke him for being one-sided and stubborn, and demoted him to stay in office.

He also submitted a petition (request) for the supervision (officials) to take turns to live in the warehouse. He said that the small officials who managed the warehouse and the warehouse servants went in and out of the warehouse, causing abuse, and they should be allowed to live in buildings outside the warehouse. The emperor obeyed. his opinion. In the 10th year of Jiaqing (1806), he was promoted to the imperial censor of Zuodu, the minister of the Ministry of War, and also in charge of the Ministry of Industry and the three treasuries of the Ministry of Hubu.

In the 11th year of Jiaqing (1807), he was also in charge of the Yin affairs of Shuntian Prefecture. In the twelfth year of Jiaqing (1808), he was transferred to the Ministry of Personnel.

In the 14th year of Jiaqing (1810), Prince Shaobao was given as a gift. The theft of rice grains by Gao Tianfeng, an official in charge of the warehouse, was exposed. Because he had been the chief of the warehouse for a long time but failed to notice the incident, he was deprived of his title in the East Palace, demoted to the second rank, and dismissed from his post. He was reinstated after a long time.

In the 16th year of Jiaqing (1812), he was appointed as the Minister of Household Affairs. Soon he was appointed as the co-organizer of the bachelor's degree as the official minister.

Zou Bingtai has served in the Ministry of Civil Affairs for a long time, and he is especially cautious in selecting and appointing officials. In the eighteenth year of Jiaqing (1814), because there was a mistake in selecting the head of the Ministry of War, his colleague Hutuli followed the opinions of the officials in charge and insisted on defending him.

Zou Bingtai strongly remonstrated: "I am already very old, how can I still be reluctant to give up my salary and official position? (Mainly because) I will not corrupt the laws of the court from me!" Shangshu reported the whole story, and the emperor believed that his words were right, and finally dismissed Hutuli from his official position.

Soon, two demoted and dismissed officials were reinstated due to donations. After approval, they objected to the inappropriateness of their appointment. The minister, Chu Peng Ling, disagreed with him, so he reported to the emperor. The emperor rebuked Zou Bingtai for not having his own opinion, and demoted him to stay in office.

Another bandit kidnapped Yao Kun, the head of the Ministry of War, at Baxianzhuang, Changping County. The emperor issued an edict saying that because this place was close to the capital, the officials were mediocre and inferior and could not stop the bandits, so he dismissed Zou Bingtai, who was also in charge of the government affairs. job. When the rebellion of the religious bandit Lin Qing broke out, most of the rebels lived in Gu'an and Huangcun. It was investigated that Zou Bingtai was unable to notice the incident while he was in office, so he was demoted from the position of Zhongyun and Praise for Good.

I will retire soon and return to my hometown. He died in the twenty-fifth year of Jiaqing (1821).

Since Zou Bingtai passed the Jinshi examination, he did not become an important official in the imperial court, but drifted in and out of official positions. It was not until a long time ago that he became a high-ranking official second only to the prime minister. He has been in charge of the Ministry of Rites' recruitment of scholars many times and was praised for his ability to obtain magi.

He was not a casual official in the dynasty. Qing Renzong (Emperor Jiaqing) reused him, but he was eventually demoted. Notes 1. Shujishi: the name of Ming and Qing officials.

In the early Ming Dynasty, there were six subjects of common people. In the eighteenth year of Hongwu, Jinshi were sent to observe the administration of various departments and practice their work.

Those who were close to the Yamen such as Hanlin Academy and Chengchi Prison adopted the meaning of "Shu Changjishi" in "The Book of Books" and were all renamed as "Shujishi". After Yongle, the Hanlin Academy was dedicated to the Hanlin Academy, and those with excellent literature and good calligraphy were selected as Jinshi.

An examination will be held three years later, and those with excellent results will be awarded the positions of editor, reviewer, etc.; the rest will be given the title of Shizhong, censor, or state and county magistrates, which is called "dispersal". The Ming Dynasty attached great importance to the Imperial Academy, and after Tianshun, non-Hanlin officials were not allowed to join the imperial court. Therefore, when the common people first entered the imperial court, they were already serving as prime ministers.

The Qing Dynasty followed the Ming Dynasty system and was in the Hanlin Academy. 5. Who can translate this classical Chinese article?

Once upon a time, there was a man who was praised by everyone in the world for his uprightness, wisdom, and wealth. Sometimes when a fool sees him like this, he calls me brother. Therefore, if he has money, he will use it, so he is a brother. Seeing him repaying his debt, he said he was not my brother. The person nearby said: "You are a fool, why do you need to call him your brother because of his wealth, and when he is in debt, you say he is not your brother?" The fool replied: "I want to get his money and think of him as my brother, but in fact he is not my brother. If he is in debt, he is called non-brother." When people hear this, they all laugh. In that place, I heard the Buddha's good words, stole them, and used them, thinking I already had them. Even when others teach you to practice, you refuse to practice, and say this: "For the sake of profit and support, if you take the words of the Buddha to transform sentient beings, but there is no real thing, how can you practice." Still saying this to a fool, just to gain money. My brother; when he is in debt, he will say that he is not his brother. So it is.

Translation: Once upon a time, there was a man who had a good appearance, was very smart, knowledgeable and wealthy. He had a high status in society and everyone praised him. At that time, there was a fool who was extremely hypocritical and treacherous. Seeing how outstanding he was, he told people that he was his brother. The reason why he is called this is because he has money and can satisfy his own needs when he needs money. This satisfies his desires, so he is called brother. But when he was about to pay off the debt, he changed his story and said, "He is not my brother." Others said to him, "You are really a treacherous person. When you need money, you say he is your brother. When it is time to pay off the debt, you say he is your brother." That he is not his brother?" The fool said, "I want to get his money, so I call him my brother." Everyone who heard this laughed at him. This is just like some heretics who, upon hearing that the Buddha's teachings are superb and valued by others, plagiarize the Buddha's words to decorate themselves and regard them as their own. When others asked him to practice these theories, he was unwilling to practice. He also said: "I only use Buddha's words to enlighten sentient beings for certain benefits. In fact, I don't think it is true, so don't tell me about practice." Those who don’t practice.” In this way, he is just like the fool mentioned above. In order to get some money, he lied that he was my brother; when he was forced to pay, he said he was not. 6. The original text and translation of the ancient text "Song and Qing Dynasties"

Song Qing Biography/Translated by Dai Wenhe Song Qing, who was from the medicine shop west of Chang'an.

There are good medicinal materials stored in the mountains, and people who collect them from the mountains and swamps will definitely send the medicinal materials to Song Qing, and Song Qing always entertains them well. Doctors in Chang'an obtained Song Qing's medicinal materials to assist in formulating their prescriptions, which were often effective and everyone praised Song Qing.

People who were sick, had headaches, or had skin pain were also willing to ask Song Qing for medicine, hoping to get better quickly. Song Qing always happily agreed to their requests. Even if some people came without money, Song Qing would give them good medicinal materials.

Bonds and IOUs were piled as high as mountains, and Song Qing never ran to collect debts from them. Or some people he didn't know came from far away to borrow bonds on credit, but Song Qing did not refuse them.

At the end of the year, Song Qing estimated that (presumably the other party) could not repay the debt, so he often burned the bonds and IOUs, and finally stopped talking. People in the market laughed at Song Qing because of his strangeness and said, "Song Qing is such a big ***!" Some people also said, "Song Qing is probably a moral person!" After hearing this, Song Qing Said: "I, Song Qing, am just a person who makes money to support my wife and children. I am not a moral person. However, those who say that I am a big *** are also wrong.

I buy and sell medicinal materials Over the past forty years, dozens to hundreds of people have burned bonds and IOUs. Some of them have become high-ranking officials, and some have managed places as large as several states. Their salaries are many and many, and they want to give gifts to I have an endless supply of people. Although I can't get their rewards immediately, even if there are hundreds of people who owe me money to death, it won't prevent me, Song Qing, from becoming a rich man! Because it is long-term, it can achieve great benefits. How about ordinary small businessmen? If they occasionally fail to pay their debts, they will get angry and curse each other and become enemies.

Isn’t their way of making money and profit very superficial and narrow-minded? In my opinion, there are many real ***!" Song Qing really made a lot of money because of this, and he did not act recklessly and maintained this style. Don't stop, and eventually become rich because of it. More and more people come to him for medicine, and he responds to more and more people's requests.

Some people who have been reprimanded and abandoned, sinking into decadence, are treated indifferently by their relatives and friends. Song Qing will not treat them indifferently because of this, and will definitely give him good medicinal materials as usual. Once these people are in power again, they will repay Song Qing even more generously.

The Song and Qing Dynasties took a long-term view of making money and profit, and most of them looked like this. I have observed that when people interact with each other nowadays, they will try their best to follow the other party when they gain power, but they will abandon them when they lose power. Very few people can do what Song Qing did.

In secular terms, everyone will only say that "making friends is like doing business in the market." well! Song Qing is a businessman. Nowadays, ordinary people interact with each other. Is there anyone who hopes to repay and has a long-term perspective like Song Qing? If a few people are lucky enough to appear, then there will be many people in the world who are poor, abandoned and humiliated and can survive. (In this way,) how can there be less "market and road communication"? Some people say: "The Song and Qing Dynasties are not people who make friends with the market!" Mr. Liu said: "The Song and Qing Dynasties lived in the market, but did not engage in philistine trading. However, those who were in the imperial court and government officials stayed in the countryside and in the countryside. In schools, people who regard themselves as scholar-bureaucrats are rushing to engage in philistine trading. How sad! (In this way,) Song Qing is not just different from people in the market." Original text of Song Qing Dynasty Liu Zong Yuan Song! In the Qing Dynasty, he was a native of the medicine market in the west of Chang'an, and he lived in the medicine market.

Anyone who comes from Shanze must belong to the Qing family of Song Dynasty, and Qing You will rule it. The medical workers in Chang'an were able to obtain clear medicines to supplement their prescriptions, and they easily prepared them.

For those who suffer from severe diseases and ulcers, they should seek medical treatment quickly and quickly. Everyone in the Qing Dynasty responded happily. Although those who did not hold money, they all used good medicine and accumulated a mountain of coupons, but they did not achieve anything.

If you don’t know the distance and the distance, you can’t say no. At the end of the year, I can't repay my life, I burn my coupons frequently, and never say anything again.

The people in the city laughed at their differences and said: "Qing, Chi ② is a fool." Or said: "Qing is the one who has the right way?" Qing heard about it and said: "Qing pursues profits to survive. My wife's ears are not righteous.

But it is also wrong to say that I am deceitful. "For forty years in the Qing Dynasty, hundreds of people were burned, some of whom were high-ranking officials, or several in a row. If a state receives a salary bounty, those who give it to the Qing Dynasty will belong to the same household.

Although it is not possible to make a repayment, but to kill thousands of people on credit, it does not harm the Qing Dynasty and makes them rich. The Qing Dynasty's profits are far away, so they are big. How can they be like people in a small city? If you are not straight, you will get angry, and then you will scold and hate your ears.

Isn’t it just for his own benefit? I see that Chi is here. If you are honest and sincere, you will gain great benefits, and if you do not act rashly, if you stick to your path and do not give up, you will be rich.

When I look at the people I interact with today, they are attached to each other when they are hot, and they are abandoned when they are cold. There are very few people who can be like Qing. In the world's words, it is called "market and road communication".

Woohoo! Qing, a city dweller, is there anyone among us today who can hope to repay someone as far away as Qing? Fortunately, there will be many people in the world who will not die due to poverty, desolation and humiliation. Mr. Liu said: "Living in the city is not the way of the city in the Qing Dynasty. However, those who live in the imperial court, government offices, and rural schools and party members call themselves scholar-bureaucrats, and they are constantly fighting against them. Sad man! However, the Qing Dynasty is not unique from the people in the city. ”