Implementation of bank fee reduction and profit sharing policies

In order to further implement the work arrangements of reducing fees and profits, and benefiting enterprises and people, Industrial Bank Weihai Branch adheres to party building as the guide, takes "I do practical things for the people" as an important starting point, takes the initiative and takes multiple measures At the same time, we will promote the implementation of fee reductions and benefit concessions, and take practical actions to fulfill our responsibilities and responsibilities to benefit enterprises and people.

In terms of strengthening the professional service capabilities of employees, the Bank strengthened internal publicity and conducted multiple special trainings on fee reduction and profit sharing for business line employees through online and offline training, business knowledge testing and other forms, comprehensively Interpret the fee reduction policy and explain specific content such as preferential items, preferential prices, preferential objects, etc. one after another to ensure that the information is conveyed, guided and trained correctly.

According to the relevant person in charge of the bank, in order to help small and medium-sized enterprises develop steadily, the bank implements preferential loan interest rates for small and medium-sized enterprises, actively reduces service charges or adopts special interest rate pricing strategies, and provides loans to all corporate customers for opening units. There is no opening fee for settlement accounts. In terms of daily electronic settlement, intra-bank transfers through online banking, mobile banking, ATM and other channels are free of charge, inter-bank transfers are discounted at 10%, Industrial Butler is free, and all intra-bank and inter-bank transfers to public account unit settlement card ATMs are free.

In the next step, the bank will continue to optimize financial services and actively take more effective measures to help small and medium-sized enterprises, individual industrial and commercial households and other market entities reduce costs, solve problems, promote development, and benefit from the policy of reducing fees and sharing profits. Benefit more market entities. Related Q&A: How much is the handling fee for inter-bank transfers? Inter-bank transfers require handling fees at the counter, but there are no handling fees when operating on online banking or mobile banking. Inter-bank transfer within the same province: Generally, the relevant funds will arrive on the next working day. The actual time for funds to be transferred to the beneficiary account depends on the processing situation of the People's Bank of China and the beneficiary bank. Generally, it will arrive one to three working days after the fund transfer, and it will be postponed on non-working days. In addition, please note the relevant information of the beneficiary bank. : For inter-bank transfers, you need to know the receiving bank, region, and outlet. Pay attention to the consistency of the payee’s account name and account number to avoid returns. : 1. 1% of the transfer amount from Industrial and Commercial Bank of China, with a minimum of 1 yuan/transaction and a maximum of 50 yuan/transaction. Online banking: 1% of the transfer amount, minimum 1 yuan/transaction, maximum 50 yuan/transaction. 10% off electronic money transfer. 2. China Merchants Bank charges a fee of 1% of the remittance amount, with a minimum of 10 yuan and a maximum of 25 yuan. Online banking: Inter-bank transfers in the same city are 2 yuan per transaction, and inter-bank transfers in different places charge 1%, with a minimum of 10 yuan and a maximum of 50 yuan. 3. China Construction Bank’s inter-bank transfer fee is 0.5% of the transaction amount, with a minimum of 2 yuan and a maximum of 25 yuan. Online banking: 0.5% of the transaction amount, minimum 2 yuan, maximum 25 yuan. 4. The inter-bank transfer fee of Agricultural Bank of China is 0.5% of the transaction amount; the minimum is 1 yuan and the maximum is 35 yuan. Online banking: 2 yuan for intra-city inter-bank transfers of less than 5,000 yuan, 3 yuan for 5,000 to 50,000 yuan, 5 yuan for 50,000 to 100,000 yuan, 100,000 yuan. 5. Bank of China inter-bank transfer fee of less than 10,000 yuan (inclusive) 10,000 yuan) 5.5 yuan, and above 10,000 yuan 10.5 yuan. 1. Mobile banking or online banking transfer: If you choose fast payment, the relevant funds will arrive within two hours; if you choose ordinary payment, the relevant funds will arrive within 24 hours; 2. Inter-provincial transfer The specific arrival time for inter-bank transfers needs to refer to the business processing speed between the two banks, but it will generally not exceed 3 working days.