How many types of cards does China Construction Bank have?

Chinese Construction Bank Card Categories:

1. China Construction Bank debit card types include: Dragon Card, wealth management card, wealth card and private bank card, Cross-Port Dragon Card, etc.

2. China Construction Bank’s credit card types include: Longka Global Payment Credit Card, Longka Yidai Credit Card, Longka Hong Kong, Macao and Taiwan Travel Card, Longka Olympic Credit Card, etc.

China Construction Bank Credit Card is a credit card launched by China Construction Bank. They are all named "Dragon Card" and include Dragon Card prestigious school card, Dragon Card business card, Dragon Card car card and other different types to meet customers' domestic and overseas transactions, Family care, installment financial management and other consumer needs.

Cash withdrawal limit:

Overseas, the daily cumulative amount of cash withdrawals (cash withdrawals) for ordinary cards does not exceed US$500, for gold cards it does not exceed US$1,000, and it does not exceed US$5,000 per month. China Construction Bank Credit Card provides customers with cash withdrawal (cash withdrawal) services, and cash withdrawal fees are required for cash withdrawals. According to the relevant regulations of the People's Bank of China and the State Administration of Foreign Exchange, within the country, the cumulative amount of cash withdrawals (cash withdrawals) per card per day shall not exceed RMB 2,000 (excluding withdrawals at overpayment outlets).

Cash withdrawal (cash withdrawal) includes two situations: overdraft withdrawal and overpayment cash withdrawal. One is overdraft cash withdrawal, and the other is overpayment cash withdrawal. Overdraft cash withdrawal is a small cash loan provided by China Construction Bank to customers to help customers flexibly deploy funds when they are in urgent need.

The overdraft cash withdrawal limit is set according to the customer's card usage, and the maximum limit does not exceed 50% of the customer's credit limit. In addition to cash withdrawal fees, domestic and overseas overdraft withdrawals also require interest payments and do not enjoy interest-free treatment. Overpayment withdrawal refers to the customer withdrawing the funds stored in the card or the funds overpaid during repayment.

Overpayment can automatically increase the available limit of the main card, but does not increase the available limit of the supplementary card. If it is necessary to increase the available limit of the supplementary card, the main cardholder should call the CCB 24-hour service hotline to apply. If the customer withdraws excess payment exceeding RMB 2,000 on the same day, he must go to the counter of a China Construction Bank branch to handle it.