How much does ICU cost per day? Just look at the medical insurance reimbursement ratio for ICU wards.

Medicare insurance reimbursement ratio for ICU wards

"How many days can you stay in the intensive care unit (ICU) of the hospital with your current savings?" This is a long-standing hot topic. Viewed 250,00 times. When a loved one is lying in the ICU, one side is facing the expensive cost of treatment, and the other side is the hope of his or her life.

“To treat or not to treat?” Who can make a decisive choice? At this time, can the medical insurance we pay be reimbursed? Today I will tell you about the reimbursement ratio of medical insurance for ICU wards, and one day in ICU How much is it? Let everyone know.

What does ICU mean? ICU, the full name of intensive care unit, is the place with the most high-end medical equipment, medical level, and medical drugs in the hospital. It is called "the patient's last hope." Patients treated here generally have undergone major surgeries, require cardiopulmonary resuscitation, have severe physical trauma or damaged organs. When a patient enters the ICU, it means that the disease is very serious. In the intensive care unit, there are special instruments to monitor the patient's breathing, etc., and the medical staff are also the best in their profession. While you are pleased, you should also consider that high-end medical equipment is often accompanied by high costs.

How much does ICU cost for a day? Currently, the cost of staying in ICU for one day in a tertiary hospital is about 10,000 yuan. Why are they so expensive? I have listed the prices of the top ten life-saving tools in ICU, and you will know after reading them. How much does an ICU cost per day? You may think that 1 yuan/hour or 10 yuan/hour is not expensive, but with the addition of money-burning artifacts such as blood filters or ventilators, you will find that the money for a day is like running water.

1. Ventilator Ventilator is commonly used for respiratory failure, anesthesia respiratory management during major surgery, respiratory support treatment and emergency resuscitation. It is one of the most common instruments in ICU. Its one-day cost is: about 300 yuan for tracheal intubation, about 350 yuan for ventilator tubing, about 550 yuan for ventilator application and monitoring, and about 250 yuan for related care and sputum suction.

2.ECMO ECMO stands for "artificial extracorporeal membrane oxygenation", which is also called "artificial lung" and "artificial heart". It is very powerful. As of today, ECMO has saved countless patients, but the price is very expensive. For ECMO, the start-up fee is 60,000 yuan, and the daily cost is also around 1,000 yuan.

3. Hemofiltration machine: The hemofiltration machine is also called an "artificial kidney". It can accurately control the patient's fluid output, quickly adjust the patient's internal environment, and can also perform plasma exchange. It is a very representative feature of the ICU. healing artifact. Its price is not within the reach of ordinary people. It costs 8,000 yuan on the first day and 7,000 yuan per day after that. It can be said to be a financial black hole. The medical equipment in the ICU is far more than the above, and each one has a different role. But they all have one thing in common, that is, the price is not affordable by ordinary people.

The medical insurance reimbursement ratio for the ICU ward. Of course, not all ICU ward expenses are borne by the patient himself, and medical insurance will also bear part of it. What is the medical insurance reimbursement ratio for the ICU ward? Whether it is an ICU or a general ward, medical expense reimbursement and The proportions are limited to the three major categories of medical insurance.

There are three major catalogs of medical insurance: drug catalog, diagnosis and treatment catalog, and service facility catalog. Understand the medical insurance reimbursement rules: What is reimbursed by medical insurance? What is not reimbursed? How much is reimbursed? The answer is... Take the diagnosis and treatment catalog of Guangdong Province as an example: Because each patient's medication and treatment conditions vary greatly and vary from region to region, it is impossible to The reimbursement ratio is estimated, but there are very few items that can be reimbursed. For example, a patient admitted to the ICU due to heart failure needs to pay 100,000 out-of-pocket to install a pacemaker, but the medical insurance can only reimburse 50,000, and the remaining 50,000 has to be paid out of pocket. ICU drugs are generally expensive new drugs or Class C drugs, and these drugs will not be reimbursed by medical insurance.

Reimbursement ratio of million-dollar medical insurance for ICU wards. Unlike medical insurance, million-dollar medical insurance can reimburse all "reasonable and necessary" expenses. For example, the Beyond Insurance 2020 not only reimburses ECMO, but also covers the cost of imported drugs, out-of-hospital special drugs, and proton and heavy ion treatment. For some drugs that are not available in the hospital, there is no need to spend extra money. Beyond Insurance 2020 Million Medical Insurance can solve it for you.

Written at the end: No one wants to go to the hospital, no one likes to be sick, and no one likes ICU, but the disease will not stop looking for you just because you don’t like it. ICU is a place that tests human nature. "When your loved one is lying in the ICU, do you treat it or not?" Treatment affects the future of a family, and failure to treat it leaves a lifetime of regrets. Although medical insurance can reimburse part of it, the reimbursement ratio and items of medical insurance for ICU wards are low and few, which really cannot solve the problem. I hope that commercial insurance will allow you to decisively say: "Treat" when facing the ICU!