Why is it forbidden for bank employees' personal cards (accounts) to exchange funds with customer accounts?

In order to help bank employees establish good professional ethics and improve the long-term mechanism of case prevention in banking financial institutions.

It is of great significance for the steady operation of banking financial institutions and the healthy development of the national economy to continuously improve the professional ethics of employees and establish the concepts of loyalty, honesty, diligence and fairness. At the same time, the enhancement of moral hazard awareness and the improvement of professional ethics are also the protection of banking financial institutions and employees themselves.

As a banker who deals with money every day, he really needs excellent ideological quality and stricter professional standards. The reporter learned that in order to implement the Guidelines on Professional Conduct of Employees in Banking Financial Institutions, not only the Shanghai Banking Regulatory Bureau further refined the contents of the guidelines, but also required the banking industry to achieve "four prohibitions and one disclosure", and various financial institutions also explored and innovated many effective ways to manage people.

Extended data

Strictly prohibited behavior

It is forbidden for bank employees' personal cards (accounts) to exchange funds with enterprises and customer accounts;

It is forbidden for bank employees to engage in a second occupation that has an interest in the institution, or to operate an enterprise independently or in partnership in violation of regulations;

It is forbidden for bank employees to have false authorization, false reconciliation, false library inspection, etc.

At the same time, banks are also required to disclose the contents of the Code of Professional Conduct for Employees of Banking Financial Institutions to customers in their business premises and consciously accept social supervision.

Shanghai Financial News Network News Grasping Morality and Managing Money Bags; Shanghai financial institutions open up new ideas and implement the "Code of Professional Conduct"