When will the interest on the business loan from Rural Commercial Bank be refunded?

1. When will the Rural Commercial Bank business loan interest be returned?

Currently, the interest on business secured loans is repaid quarterly. The application conditions for the Rural Commercial Bank's entrepreneurial guaranteed loans are college graduates within 5 years of graduation, veterans, and farmers whose land was expropriated and returned to their hometowns to start businesses. The above people must have no employer and have not paid pension insurance. The maximum amount of entrepreneurial guaranteed loans is 200,000 yuan. After each quarter, the Bureau of Human Resources and Social Security reduces the interest rate and returns it to the lender's account.

2. How much loan can college students take to start a business now, and how much is the interest rate?

Each region has different support policies for college students to start a business, generally less than 500,000, and some have full policy support. Interest discounts, some are benchmark interest rates; I borrowed 100,000 yuan at the time and paid it off in one year, and the Entrepreneurship Park fully subsidized interest rates. You should consult the local policy for this! By the way, what project are you planning to do? This is very important. .

3. How much is the interest rate for business loans now?

The above description is relatively complete. I would like to add: According to the general rules of the loan, the age limit is in principle no more than 60 years old. Entrepreneurship loans are aimed at developing agricultural planting and breeding systems in rural areas and do not require various licenses. The government will provide guarantees and the fiscal exchange will provide interest discount policies. The interest rate for business loans shall be based on the People's Bank of China's benchmark interest rate and shall not rise!

4. How much is the third interest on a business loan?

The interest rates on business loans are generally as follows: 1. Short-term loans within one year, including one year 435% 2. Medium- and long-term loans, one to five years It includes 475% for five years and 490% for more than five years. Provident fund loans for less than five years include 275% for five years and 325% for more than five years.