Sa Beining insurance is actually very simple. Four truths explain insurance clearly.

That’s what insurance is all about. It’s very simple. Making money is ability, keeping money is wisdom. Insurance has two functions: protecting the people who make money and keeping the money earned!

Sa Beining: Insurance is actually very simple. Four truths can explain insurance

Four sentences can explain insurance:

1. Remember, you are not for I bought insurance not for favors or face, but for yourself! Because the money you buy insurance is not for me or the insurance company, but is saved for you in the future! Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country

2. Remember, you are not buying insurance, but saving life-saving money in case something happens? Will your family change? Will the family economy be affected? Children go to school? The future of retirement care? Maybe you are very wealthy now, with a car, a house, and no worries about food and clothing, but please remember that life is like playing mahjong. You may win these few rounds, but as long as you sit on this mahjong table, the next few rounds will be the same. Circle, you will lose, because people are not as good as a thousand days, and flowers are not as good as a hundred days. What are the good critical illness insurance policies for children? Which ones are cost-effective? Which one is the most worth buying? Let’s take a look at the top 10 best-selling children’s critical illness insurance policies from the top 10 insurance companies

3. Don’t overestimate yourself and think that your body can afford to be injured. If you can afford to be injured, those Qingming Mountain Worshiping Ceremonies can Minus, life is destined to have birth, old age, illness, and disability. You can’t determine how harmful it is, but you can decide the financial security of that disaster today.

4. Deposit money in the bank? If you think you have enough money to cope with the high medical expenses in the future, just save and save as much as you can. But please keep in mind that most people are most susceptible to illness in the years before and after retirement. The pension money you have worked so hard to save may be used to save your pension life in the hospital. How difficult will it be? People's body functions decline. The older they get, the more likely they are to get sick. The older they get, the less money they can make. The older they get, the higher their medical expenses are. The older they get, the more they need protection.

Buying insurance is easy, but passing underwriting is not easy

Warm reminder: in the future, not only will the price of insurance increase, but anyone who has a history of blood or organ diseases in the hospital will be Insurance companies turned you away! At that time, you can only blame yourself, and are you really sure you want to use bank deposits to bear all future risks? I would like to advise everyone, the sooner you buy insurance, the better! Because if you reject insurance today, you may be rejected by insurance tomorrow! We must insure ourselves as early as possible while we are still young, healthy, and have strong earning capacity, and use insurance to plan for life-long risks.

How much money can you save in your lifetime if you don’t buy insurance?

When I was young, I said: I don’t have money to buy insurance. What’s the use of buying insurance? I might as well buy an iPhone. Let’s wait and see...

When I was middle-aged, I said: Insurance If it’s so expensive, it’s better to pay off the mortgage and car loan first. It’s better to buy insurance than stocks or deposit in the bank...

When I was old, I said: I always thought insurance was a scam, and it would be better to pay for it for 20 years. Expensive, I regret it so much. I just found out today that the cost of medicine is a hundred times more expensive than insurance! How wonderful it would be if we could go back in time!

If you don’t buy insurance, if a serious illness or accident happens to you, all the money in stocks and banks will be spent, and you will have to sell your house and car...

The bank reminds you, insurance Help, stocks are life-threatening

I took out a loan to buy a house and a car, half of which was paid off, and I passed away in an accident. The bank took away the house and car, and then said: I'm sorry, we can't do anything, you have to move...

Buy a million-dollar insurance policy, and unfortunately get sick, and the insurance company will pay out a million-dollar cash claim! Buy millions of stocks, play for hundreds of dollars, die, and no one will care about you! Save your life first, then risk your life, so you are not afraid of killing yourself!

Someone asked: When is the right time to apply for insurance?

If you know that you are going to have an accident tomorrow, it is most appropriate to apply for it now; if you know that you will incur medical expenses at the age of 50, you The most suitable age is 49 years old.

If you don’t know when these situations will occur, then it’s the best time to apply for insurance! Because once it happens, everything will be too late, too late, so we must be prepared in advance!

Rich people think that since I have plenty of money, I am not afraid of spending money on medical treatment. But the fact is, can you guarantee that you will have money when you are sick? Everyone knows that doing business is risky, and companies are even more intrigued. To put it another way, everything is fine when you are sick, but are you willing to spend your hard-earned money on the hospital? No matter how rich you are, money doesn’t come from strong winds! Are you right?

The civil servants think that my benefits are very good, and my medical expenses are reimbursed by my employer. But the fact is, if you are really sick, can you repay your mortgage loan? Can I apply for a car loan? Compensation for loss of income? Will family expenses be covered? Do you care about your children going to school? What should parents do? My parents are old, how can I buy insurance? I just compiled relevant content, I hope it will be helpful to you: When buying insurance for your parents and the elderly, you must avoid these pitfalls!

Ordinary people think that if they don’t have enough money to spend, how can they get the money to buy insurance? But the fact is, you don’t even have money to buy insurance, how can you afford to see a doctor? You can get it for just a few thousand yuan in premium! How do you pay for treatment costs of tens or hundreds of thousands? Crowdfunding? Begging? Selling a house? Don’t let your prejudices leave your family with a lifetime of guilt!

In fact, multimillionaires and ordinary people are the same when it comes to risks. We need insurance to transfer unknown risks and use small money to lock in big money when risks occur. This is the role and significance of insurance.

Insurance has become a necessity in life

Finally, no matter how much you don’t like to hear it, without insurance, once something bad happens, you may not have dignity. Doctors talk about insurance, agents Every time a person sells an insurance policy, it is equivalent to doing good deeds and accumulating virtue. Nowadays, serious illnesses can actually be cured. It is because there is not enough medical expenses for treatment that the illness is delayed, affecting the best time for treatment.

If you buy accident insurance, you won’t ruin your parents’ old age and the future of your children because of an accident. If you buy critical illness insurance, you won’t spend decades of hard-earned savings just because of an illness. After saving up and buying a commercial pension insurance, you can have enough food and clothing in your later years. Insurance has become a must for the country, a must for the family, and a must for everyone. Buying insurance is buying dignity!

Source: Liu Guolin Studio

Related recommendations:

The best joke I have ever heard is that children do not need commercial insurance

Every When we hear that someone’s child had an accident or suffered a serious illness, we express great sympathy, and at the same time we are very glad that these things did not happen to our own children. Most people still have a sense of luck. But whether it is an accident or an infection, we cannot predict it. No one can guess whether these things will happen one day. Therefore, as parents, we must prepare for the rainy day for our children and buy a children's commercial insurance to prepare.

Popular science, the difference between critical illness insurance and social critical illness insurance

Commercial insurance also covers a very wide range. Generally speaking, insurance purchased from insurance companies can be called commercial insurance. . Today’s article discusses the difference between critical illness insurance and social critical illness insurance in personal insurance. Follow the article to find out.