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Tianshui migrant workers' pioneering loans
In terms of preferential loan policies, as long as the basic conditions such as "good reputation, a certain proportion of its own funds, the ability to engage in production and operation projects and repayment ability" are met, rural credit cooperatives will give loan support, and loans are mainly issued in the form of micro-credit loans.
In terms of loan amount, the amount is determined according to the applicant's credit rating, production and operation scale, repayment ability and other factors. Among them, ordinary farmers who are rated as excellent credit users can issue credit loans within 65,438+10,000 yuan; For large professional users and development owners who are rated as excellent credit users, credit loans of less than 300,000 yuan can be issued.
In terms of loan term, the loan term shall not exceed one year in principle, and the longest shall not exceed three years; At the same time, preferential interest rates are implemented.
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