What are the p2p online lending platforms?

1. What are the p2p online loan platforms?

Lu Qiandai, Yili.com, Yirendai, Hepai Online, Kaixindai, Renren

Lu Lufax

Lufax, a p2p platform under Ping An Group, is the leader among online loan platforms and deserves the first place. It ranks among the top three in terms of number of investors, transaction volume, and background. Choose this one Old platform.

Hongling Venture Capital

Speaking of the real starting point of online lending, we started to understand online lending from Hongling, we matured in Hongling, and finally we waved goodbye to it, Hongling While Ling has sent away batch after batch of newcomers to online lending, it is also continuing to develop. In addition to its popularity remaining unabated, the interest rate is getting closer and closer to rationalization and security. Shenzhen is currently a pure p2p in the true sense. Besides Hongling, there is no one else on the platform, but the mark is too difficult to grab.

Paipaidai

Paipaidai, as the most well-known among all online loan platforms, has the earliest establishment time, the largest transaction volume, the most media reports, the best user experience, and the ability to innovate. The strongest platform with the best reputation, Paipaidai can be called the Apple of the online loan industry! Although many people try to stop the progress of Paipaidai on the grounds of a small overdue rate, they are destined to be simple, and borrowing money is even simpler. Borrowing money only requires a phone call! Recently, Paipaidai has continued to accelerate, gradually stepping into the rhythm of conquering the world!

Renrendai

Renrendai, a rising star in online lending, has a strong reputation in the Internet The publicity ability is impressive. No matter which website you search for in the search engine, 12% of Renren loans are sold in seconds. Financial plans need to be booked in a queue. The popularity is incredible. The ultra-low overdue rate and perfect advance security are Doubts, the due funds and interest will not be less!

Qiandai.com

Qiandai.com, a small and beautiful old platform in Shenzhen, participates in the Guangdong Financial Information Services Association The first board of directors, and was elected as a governing unit of the association. Qianhai Equity Trading Center was officially listed, and won the "Huazun Award—The Most Valuable Innovation Award for China's Online Lending Platform" and the "Huazun Award—Top Ten of China's Online Lending Platforms" One of the first companies to be awarded a license by the Financial Association. It has a low investment threshold and an annualized platform.

Yiyi.com is underestimated by many well-known companies. The professional level of customer service and the guarantee of investors are very important to them. They use double guarantees to ensure the security of funds. When investors seek loans from small loan companies, they need a guarantee and a guarantee company must also guarantee the small loan company. In other words, Yirendai’s business model is a three-party lending model of “lender-small loan company-platform”, which is safer!

Yirendai

Yirendai, domestic line. Yiren Loan, the largest online loan, is here. It seems to operate in a low-key manner. It relies entirely on strength to speak its rhythm. It basically has perfect credit transfer function on the same day, and the service is nothing to say. The dedicated card customer service phone customer service, Yiren

Hepai Online

Hepai Online, I have rarely heard other friends mention this, but its transaction volume has long dominated the entire online loan market like "cheating". Among the top three, it can be called Lufax among the low-interest platforms! Hepai Online basically ignores all third parties, is aloof and otherworldly, after all, the transaction volume is there, making those scumbag platforms that go around recruiting people and posting advertisements every day "Unmatched"

Kaixin Loan

An Internet investment and financing platform created by China Development Bank Financial (a wholly-owned subsidiary of China Development Bank) and Jiangsu Jinnong Company to serve small and medium-sized enterprises. The interest rate on the main business platform generally does not exceed 10%. Although it has a banking background, the interest rate is low, so it is recommended for conservative investors.

Everyone Jucai. , the first P2P3.0 model to develop partners in multiple dimensions. By cooperating with local third-party institutions that are most familiar with the borrower's credit capabilities, some of the risks inherent in the 1.0 and 2.0 models are transferred, and the platform exports funds and funds to third-party institutions. International risk control system and other professional resources.

2. Is Ping An Haodao reliable?

Loans are not reliable.

3. Is it safe to apply for a loan on Ping An Bank Haodai.com?

Analysis: First of all, we must be aware that no matter what kind of loan, there are certain risks, and we must be mentally prepared. Ping An Bank Haodai.com is considered a mainstream loan website, and it is not more formal than others.

Salary loan application conditions: Officially registered employees of the current unit and working for more than 6 months, with Chinese nationality; monthly income before tax is not less than 5,000 yuan, working and living locally; generally approved loans are 10-15 times of monthly income ( Excluding liabilities); must have a credit report for more than six months. Preparation materials: ID card (second generation); work permit, work badge, social security card, provident fund card; personal statement for the past six months (valid within 10 days); proof of address (such as a rental contract) for one month of water, electricity, gas, and bills If the unit is open to obtain address certificate or address certificate issued by the village committee, no invoice is required; house book or house purchase contract; income certificate.

4. Is Ping An Bank safe if I want to get a loan?

Is Ping An Bank safe? I think Ping An Bank is safe and its loan business is safe and secure without any risks. After all, it is a big company. Besides, since someone is willing to recommend it to you, of course they will recommend it to you only if they feel good about using it. Nowadays, banks' loan business is quite reliable. There is no need to doubt its safety. It is more practical to measure your own repayment ability.