Which one is better, Ping An’s property insurance or Taikang’s life insurance?

Hello, I work at Taikang Life Insurance.

Are you running business?

If so, what is the main purpose of property insurance? Car insurance? Or...

Perhaps property insurance may be easier to do. After all, people who buy property insurance are in demand.

Life insurance can be difficult.

Life insurance sales is hard work. For a long time, if 100 people enter this industry today, 80 or 90 people will quit or be eliminated after two or three years; after ten years, I am afraid that only one or two of these 100 people will still persist; or there will be a few Although he is still engaged in the life insurance industry in name, in fact he is just dawdling around.

[Example 1]:

A group of insurance people have been sitting at home for a long time, and they still refuse to leave. Everyone should be careful not to let insurance people come to the house

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You can’t do it without buying it, it just keeps grinding and grinding, it’s so annoying!

[Example 2]:

The last time the insurance person came into my house,

I said to her,

This is it What a coincidence, I just wanted to go out and borrow some money to buy rice tomorrow.

Hahaha. . . . .

[Example 3]:

Ms. Zhang "accidentally met" an insurance salesman when she was discharged from the hospital after giving birth. The salesman was "enthusiastic" in helping Ms. Zhang pick up things, go through the formalities, and finally exchanged phone numbers with Ms. Zhang. After returning home, Ms. Zhang’s home received calls from salesmen to “greet” her from time to time, and they often asked to come and visit. The occasional phone calls are annoying enough, but Ms. Zhang still dares to ask her to come to her door, so she politely refuses. As a result, the salesman actually invited colleagues and leaders on the phone. The phone calls became more frequent and became an invisible front. Ms. Zhang was "bombed" by insurance sales.

[Example 4]:

A friend whom I had not contacted for a long time suddenly called me and exchanged greetings with me, which moved me for a long time. Later, she proposed to visit me at home. I was embarrassed to refuse and asked my mother to prepare sumptuous snacks. "Li Yuan recalled, "Unexpectedly, after she arrived, she exchanged a few words and then took out the insurance policy and introduced it to me. Only then did I understand her true intention, and my heart dropped. ”

[Example 5]:

I have bought all the insurance that I should buy at home, but recently an unknown insurance person targeted my mother. Well, it’s hard to reject him, but he calls and harasses him every day. It’s annoying to death. I also thought of some ways to reject him, but it’s no use. They already have a way to deal with it. As far as I know, they have a way to deal with it every morning. I’m not trying to sell insurance, I’m just researching this, I’m so depressed! I’d be grateful if someone could give me some advice.

My son is from an insurance company, and my mother used this trick too.

Nowadays, some people do marketing and even lose their skin. This kind of sales is too inhumane, and I definitely don’t want it.

[Example 6]:

Me. The most annoying thing is selling insurance. Just 20 days after my daughter was born, one of my husband’s cousins ????(an insurance salesperson) came and asked me to buy some medical insurance, health insurance, etc. for my daughter. Oh my god, I have to buy such insurance before she is even one month old. I don’t care about money, but to be honest, I still don’t believe in insurance.

[Example 7]:

Mr. One, when my car insurance is about to expire, I often receive insurance sales. Sometimes there are nearly 30 phone calls a day from the staff. I am helpless and said with a smile, if there is a ringtone saying "I have bought car insurance!" "It must be very popular.

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The reporter is During the interview, we learned that many people have similar experiences to Li Yuan. Whether it is interception, phone introduction or door-to-door sales, insurance salesmen always seem to play an unpopular role.

"No insurance sales." Similar slogans can be seen everywhere, whether in office buildings or residential areas.

Insurance, something that is closely related to everyone's vital interests and even life and property, is regarded as a scourge and is coldly blocked from the door.

Most goods in society are sold in fixed places. Although there are salesmen, on the one hand, there are many customers taking the initiative to buy in shopping malls. On the other hand, these salesmen mainly face Managers of large and small production or operating departments, rather than ordinary consumers.

The characteristics of insurance marketing are precisely reflected in these two aspects: on the one hand, most insurance company policies are sold door-to-door by insurance salesmen; on the other hand, the meetings held by these insurance salesmen The targets are mostly all kinds of ordinary people at the lowest level. This gives people the impression that insurance sales is a low-level job, where you will be looked down upon, treated coldly, and even endured grievances. Therefore, it is a "lowly" job.

The four characteristics of an insurance agent are: they don’t look like part-time workers, and they don’t look like real bosses; they don’t look like people from big companies, nor do they look like people from handbag companies. The overall reputation is poor, and the quality of insurance salespeople varies. In order to win insurance, some low-level personnel resort to begging, crying, threatening or even losing their dignity to customers; some salesmen's style, behavior, dress, He talks casually, which makes customers very disgusted. Although such people are only a handful in the entire sales force, their impact is extremely bad and seriously damages the overall image of insurance salespeople, making sales work more and more subject to discrimination.

It can be seen that the society’s understanding of insurance sales work is formed by the combination of the insurance work itself and the social image of insurance salesmen, and some of the society’s prejudices against insurance sales work are also To a certain extent, it increases the insurance salesman’s sense of inferiority.

In the eyes of some people, they are "Mr. Street Runner" and "Miss Street Runner". Most of them have a sharp tongue and "can turn black into white". They are only interested in profit and misleading. Fraudulent customers have even been compared to the notorious "Rat Club", where "one person sells insurance and the whole family is shameless", which is not a good reputation. "Fire, Anti-theft and Anti-Insurance (Salesperson)" once became a required course for old men and women in the neighborhood committee. What's more, some parents once taught their children: "If you don't study hard, you will be asked to sell insurance when you grow up!". Three hundred and sixty lines, and he will be the number one scholar. However, it is difficult for the "top sales" in the insurance industry to be recognized by society. Their income is regarded by some as "illegal wealth", and even their character is questioned.

Haven’t you ever heard of such a sentence? The soft ones are afraid of the hard ones, the hard ones are afraid of the life-threatening ones, the life-threatening ones are afraid of the shameless ones, and the shameless ones are afraid of the insurance companies.

Facing rejection, cold treatment, and ridicule is absolutely commonplace, and betrayal and separation are even more heartbreaking. Here are some excerpts from the book:

[Example 1]:

At that time, Hong Kong's economy had not yet started, the economy was depressed, and all industries were dead. Hong Kong people lived in poverty, were depressed, and had conservative ideas. It was very difficult to engage in sales work, especially insurance sales. Although there were many insurance companies in Hong Kong at that time, the public's awareness of self-insurance protection was weak, and the insurance marketing personnel were also mixed, and a considerable number of them even had low quality and professional skills. Therefore, Hong Kong citizens classify insurance sales as an extremely low-level job that they do only if they cannot find a job. In the minds of many Hong Kong people, insurance salesmen are one of the most unpopular social classes.

When he first started working in insurance, Huang Weiqing decided for himself an order of people to sell to from nearest to far: first, his wife’s relatives, second, his relatives, and third, his mother’s side. Relatives and classmates.

He first invited his relatives to have morning tea, hoping to use the tea party to educate them about insurance. As soon as his relatives knew his true intentions, they told him bluntly: They could pay for the tea themselves, but they should not talk about insurance.

Huang Weiqing was the student president when he was a student and the alumni president at that time. He was full of confidence and thought he could use these connections to attract a large group of customers among his classmates and alumni. He met with 100 classmates and alumni in ten days, but in the end he found nothing. Finally, the classmates all knew that he was an insurance company, and they would make excuses as soon as they received a call from him.

Even the normal interactions between students almost completely disappeared because of his insurance.

[Example 2]:

My husband couldn’t stand the temptation of others’ lobbying a few months ago, refused to listen to my persuasion, and insisted on becoming an insurance agent. Until now In addition to doing a few orders from acquaintances and family members, I have no source of business anymore, and I feel very depressed. I can't do it anymore. I have to consider choosing a new career. Before I go in, I have to tell you well, what benefits are there, and what can I do? How much money can I make, but after entering, I found that many of them are fake, just to deceive people. I feel so annoyed now. I have wasted a lot of time and energy, and I have to face the suspicion of others. Now some friends are afraid to avoid us when they hear that we invite them to get together, thinking that we have some purpose. Alas, it is really hard to explain! Depressed. ． ． Men are afraid of entering the wrong industry. I advise you to think clearly when choosing a career, which industry is the most suitable for your development, otherwise, you will regret it forever if you make a mistake!

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My experience with Xinhua Insurance was very distressing and directionless.

Reward points: 10 - There are still 4 days and 23 hours before the end of voting

I have been working in Xinhua for almost two years. It can be said that in these almost two years, I I have gained, but I have also lost a lot, but some things I have experienced recently have made my mind swing from side to side, making me very distressed.

I consider myself a very popular girl, and I manage my relationships very well with my classmates. Since I entered the insurance industry, I have heard from my colleagues about some embarrassing relationships in the insurance industry, so I have acquiesced in it. I am unwilling to tell my classmates and friends what I am doing, and rarely participate in relationship contacts. , just to do your job well, this may not be anything.

But just a week ago, a relative introduced me to a person. Through contact, I felt that he was not bad and his work was not bad. In my eyes, he may be a very ideal type, but I I never told him about my job.

A few days ago, when we were dating, he asked me about my work situation. I couldn't prevaricate anymore, so I told him. He didn't show anything at the time.

But in the next few days, he stopped contacting me. I was always puzzled, so I called him to ask, but he said maybe we were not suitable. I was completely confused.

I am a very confident person, and it feels very uncomfortable to be ignored like this. Later, I kept trying to figure out why he was like this (because we had a good relationship with both parties before, and he was not the cynical type)? After I asked again and again, he replied to me an email, which made me very distressed.

He said that he was not discriminating against my job, and even felt very good about me. He just couldn’t accept women who worked in insurance because in his life circle, beautiful female insurance workers acted as a kind of insurance worker. It is a disgraceful social role. He suggested that I change my job. But now my job is on track and I am very reluctant to give up.

To be honest, I understand what he meant by "disgraceful". I have often heard that before. Although I am in good condition, I have never committed any so-called "disgraceful" behavior, and I am even very disgusted with those who .

I am really troubled now, not entirely because of the loss of a relationship, but because I have been reflecting on my work. I don’t know whether I should continue doing it. I can’t balance my career and reputation. Okay, I hope rational friends can give me some advice. I don’t accept the theories of lecturers from my insurance colleagues. I know these better than anyone else.

Life insurance is a very difficult job. It is not only full of struggles, rejections, setbacks, failures, depression, anger, helplessness and failure, but also because most of the work is a one-man job, it is easy to end up with unsatisfactory results. How can you be happy when you feel lonely and helpless? ! Obviously, if you consider insurance as a career, it is one of the hardest jobs. If you want to make money to eat, there are many other jobs that can make more money and don't have to work so hard.

However, if you think of insurance as a career and a way to embody your own philosophy of life, doing insurance is a very happy thing, and you can enjoy the joy of hardship.

If you want to earn a living, it is better to choose wealth. If you want to start a career and make friends, you can choose life insurance. However, it is still highly recommended that you have a good understanding of the life insurance industry. There are 90 out of 100 people who can't do it, it's not just a boast.

Good luck!