How to settle medical insurance reimbursement in electronic certificate?

165438+1October 24th, the national medical insurance was officially released in electronic certificate. You don't have to bring a card to see a doctor and buy medicine in the future, you can pay with your mobile phone. The medical insurance card has also entered the electronic age, and the electronization of documents has become a trend. Nowadays, medical insurance is getting more and more attention, and electronic medical insurance is becoming more and more convenient. First of all, it is certain that electronic medical insurance can be reimbursed. Let's learn about what is medical insurance electronic certificate!

First, what is medical insurance electronic certificate?

Medical insurance electronic certificate is issued by the national medical insurance information platform. It is a medical insurance identification electronic medium generated for all insured persons based on the basic medical insurance information base, and it is the only identity certificate for online medical insurance business in China. E-certificate adopts real name/real person authentication technology and encryption algorithm to form electronic identification, which has the characteristics of uniqueness, safety, reliability, convenience and rapidity, and is widely used in the whole country. Insured persons can activate and use electronic certificate through the national medical insurance service platform App, "One Mobile Phone Service", WeChat, Alipay, Bank App and other channels, and enjoy all kinds of online medical insurance services, including medical insurance business handling, medical insurance account inquiry, medical insurance benefits and drug purchase payment. , realize the functions of drug purchase, medical registration, expense settlement and medical treatment in different places.

Second, how to use medical insurance electronic certificate?

You can check the supported hospital pharmacies through electronic certificate. You can check the information of the corresponding medical institutions in the cities that have been opened for use, and you can use Medicare electronic certificate to settle medical expenses and reimburse medical expenses. If the city is not opened, you can't query the relevant information. If the city is opened, it can be paid by medical insurance voucher. At present, medical insurance electronic certificate payment provides two payment modes:

1. scan code payment: when the insured person makes payment and settlement in the medical institution, he/she provides the QR code of the medical insurance electronic certificate, and the medical institution makes scan code payment through scan code setting.

2. Face-brushing payment: When the insured person makes payment and settlement in the medical institution, he will pay after face recognition through the face-brushing device.

Third, how to reimburse electronic certificate for medical insurance?

Electronic certificate can directly reimburse medical insurance. After the insured person activates his medical insurance electronic certificate, he can complete the real-time settlement directly by scanning the code with his mobile phone without carrying a medical insurance card when going to the hospital for treatment. Real-time settlement with medical insurance electronic certificate. After the medical insurance electronic certificate settlement mode is implemented, the medical insurance system will support multiple authentication methods for settlement. On the premise of keeping the process of card-holding medical treatment unchanged, we will increase the settlement of medical treatment in electronic certificate and provide universal medical insurance.

4. Compared with the physical card, medical insurance electronic certificate has four advantages.

1, convenient and quick: the medical insurance electronic certificate does not rely on a physical card, and the insured can be activated through third-party channels authorized by the National Medical Insurance Bureau, such as the National Medical Insurance APP, WeChat, Alipay, etc.

2. Rich applications: Medical insurance electronic certificate is widely used in medical insurance business such as medical insurance inquiry, insurance registration and reimbursement payment;

3. Nationwide use: The medical insurance electronic certificate is generated by the national medical insurance information platform, and the standards are unified nationwide and recognized across regions. The voucher can handle the relevant medical insurance business in the country, which can be described as "one code in hand, no worries about medical insurance";

4. Safe and reliable: Medical Insurance electronic certificate has passed the real name and real person authentication, and adopted domestic encryption algorithm, encrypted data transmission and dynamic QR code display to ensure the safety of personal information and medical insurance funds.