How to Make Warning Slogans of Bank Risk Control

This shows that your bank card has been under the risk control of the bank. It may be because your bank card is suspected to be cashed out by pos machine, so you sent a text message asking to withdraw the owner of the bank card, standardize the use of the card, and prevent the card from being frozen. Therefore, I suggest that you standardize the use of this card at this time. Now, many banks have begun to control risks, so users who are still using machines to brush pos should be careful.

What is the standard for frequent transfer of personal bank cards?

According to the Anti-Money Laundering Law of People's Republic of China (PRC) and the Anti-Money Laundering Regulations of Financial Institutions, not only banks, but all financial institutions are required to fulfill their anti-money laundering obligations. It is obviously unreasonable if personal bank card transfers frequently and the traffic is too large. We will monitor it on a daily basis, and once it is found, we will report it to China Anti-Money Laundering Monitoring and Analysis Center in accordance with the Measures for the Administration of Reports on Large Transactions and Suspicious Transactions of Financial Institutions. The so-called "frequent" means that transactions occur more than three times a day in a trading day, or the trading day lasts more than five days.

For "frequent" transactions, the bank monitoring center needs to identify them, and if they are compliant, they will be released. If it is finally determined that the transaction is not compliant, the bank must change the status of the personal bank card to abnormal, seal the card and stop using it, otherwise it will be punished by the People's Bank of China.

Moreover, the People's Bank of China also severely punished financial institutions, not only the banks, but also the relevant responsible persons of the banks, and implemented the "double penalty system". According to statistics, in the 20 17 anti-money laundering punishment, the punishment for compulsory units and related responsible persons ("double punishment system") accounts for 73% of all punishments.

What should I do if my personal bank card status is changed to abnormal by the bank?

As a bank, customers can deposit and withdraw money freely, and banks can't make personal banking an exception for no reason. If a personal bank card is classified as abnormal, it must be that the cardholder is suspected of money laundering, illegal fund-raising and abnormal transactions during the use of the bank card, and the bank will classify the bank card status as abnormal according to the identification standards and relevant regulations. It is almost certain that this abnormal bank card basically has some non-compliance behavior.

If the bank really misjudges, then the cardholder needs to appeal to the bank and provide the basis for transfer payment, such as transaction contract and invoice. As long as these are provided and proved to be legal income, you need to pay personal income tax. I want to know for what purpose the cardholder will use his personal bank card for settlement.

If the bank card meets the requirements of normal use after acceptance, the bank can adjust the personal bank card to normal use according to regulations after reporting to China Anti-Money Laundering Monitoring and Analysis Center for approval. However, is it necessary to continue to use the bank card that has been monitored?