General means of debt collection companies

In modern society, with the progress of society, there will be more and more debt disputes. However, this kind of door-to-door debt collection is legal and illegal. In this case, many creditors will violate the law when collecting debts. Therefore, creditors should pay attention to legal debt collection. So, what are the debt collection methods of debt collection companies? Next, I will take you to understand the relevant content, hoping to help you. 1. What are the debt collection methods of debt collection companies?

1. For state-owned enterprises, debt collection companies usually put pressure on debtors through their own relationships, and this process may cost some "public relations" expenses.

2. For private enterprises, in addition to finding relationships to put pressure on them, they also interfere with and intimidate their normal business.

On the other hand, they will try their best to find the customer information of the enterprise as a bargaining chip with the debtor. If the debtor doesn't pay his debts quickly, the debt collection company will call the debtor's customers and tell them that the enterprise owes a lot of money now, thus ruining the business. Or, go to the enterprise and threaten the enterprise by interfering with the normal production of the enterprise.

Personal debt is relatively easy to recover. At this time, debt collection companies do this through some illegal channels. For example, intimidating and harassing individuals, sitting in their homes, etc. What's more, take personal injury measures. Generally speaking, debt collection is also a kind of behavior that is harmful to society.

Of course, for some debts that are easy to recover, debt collection companies will also rely on the law to solve the problem through lawyers. In many cases, debt collection companies are reluctant to make a fuss and cause a lot of trouble.

Second, how to find the debtor's property when collecting debts.

The methods for finding the debtor's property mainly include the following aspects:

1. Check the financial statements of the debtor.

Check the enterprise accounting statements and other financial materials submitted by the debtor when applying for credit or during the credit inspection to understand the debtor's foreign investment, inventory, accounts receivable, etc.

2. Debtor's property information disclosed by news media, intermediaries or government departments.

Pay close attention to the information about the debtor's investment, operation or property changes disclosed by local news media, intermediaries or local government departments, such as quarterly, interim and annual reports issued as listed companies.

3. Obtain property information through communication with the debtor's internal staff.

Through communication with the debtor's internal employees or counterparties, we can learn about the debtor's major investments, major transactions and major property changes, including accounts receivable, creditor's rights due, etc.

4. Understand the debtor's accounts receivable and prepayments through the debtor's customers; Obtain property information through various departments and institutions within the bank; Obtain property information through public or semi-public rewards.

5. Go to public property management and registration agencies to find property clues.

Third, the general debt collection methods.

For a long time, when it comes to debt collection, people are easily linked by threats, kidnappings and other illegal and violent means. In fact, there is a strict difference between "commercial collection" and "violent debt collection": "commercial collector" not only has a gentle name, but also has a civilized means. Debt collectors can't officially start their work until they are officially entrusted by the account holder and sign the entrustment agreement. They usually use telephone calls, letters, home visits and legal debt collection methods.

Many companies in arrears will refuse to repay by hiding, pushing, shirking, grinding and dragging. The debt collectors of debt collection companies should analyze different excuses for default and formulate corresponding debt collection strategies. Four methods of "debt collection"

1. Telephone collection is mainly the preparatory work in the early stage, which plays a reminding role and is very effective for personal loan collection in general banks. Many people are lucky about the general arrears, and these people can basically recover the arrears by telephone.

2. Collection of letters Some debtors don't pay much attention to telephone collection. If the other party still doesn't respond after receiving several phone calls, the debt collection personnel of the debt collection company can collect money from them through more formal letters.

3. Wuxi debt collection companies usually have two or more debt collectors coming to collect debts together. After the meeting, first show the company's letter of introduction and the account holder's power of attorney, and then start "psychological warfare" to achieve the purpose of recovering debts.

4. Legal collection If the above three methods fail, the debt collection company engaged in commercial account collection business will cooperate with the law firm to pursue the legal responsibility of the accountant.

The above is about "What are the debt collection methods of debt collection companies". From the above, we can know that these methods must be mastered to avoid the criminal law of untouchables. Choose debt collection companies carefully. Generally, it is through small roadside advertisements or company addresses, untrustworthy debt collection companies, and there is no such information on the company's landline. If you still have questions about the above contents, you can consult a lawyer online.