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What bank is ICBC?
Industrial and Commercial Bank of China Co., Ltd. (ICBC), short for ICBC and ICBC, was established on June 1 984 65438+1October1day, and is one of the five largest state-owned commercial banks in China. Headquartered in Beijing, it is the largest bank in China, established by the People's Bank of China separately from the industrial and commercial credit and savings business.
Second, the corporate culture of China Industrial and Commercial Bank
1. Delegation
Provide excellent financial services: serve customers, repay shareholders, achieve employees and contribute to society.
2. Vision
Create the most profitable, excellent and respected international first-class modern financial enterprise.
3. Values
Honesty, humanism, steadiness, innovation and Excellence are the principles of honesty.
Third, financial products:
1. Corporate financing
China Industrial and Commercial Bank is the largest corporate bank in China. By the end of 2065, the number of corporate customers was 4,654.38+0.2 million.
Adhere to the steady development of credit and maintain the status of the first credit bank in China. Continue to strengthen credit supply to key industries and regions, actively promote the construction of "green credit" and enrich financing products. Strengthen the innovation of financing products, improve the linkage marketing mechanism of financial products, and provide comprehensive financial services for small and medium-sized enterprises.
2. Personal finance
Vigorously develop personal loan business with personal housing, personal consumption and personal business loans as the main body, and enhance the market value of the "Happiness Loan" brand. Promote the sales scale of personal wealth management products to record highs. A variety of products, such as subscription of new shares, fund optimization and overseas financial management on behalf of customers, have been launched one after another to meet the different needs of individual investors.
Fourth, financial derivatives.
China Industrial and Commercial Bank regards the development of capital business as a strategic focus to promote business transformation and cultivate future market competitiveness, and constantly improves its ability and level of operating local and foreign currency funds in various financial markets at home and abroad. As a market maker in the interbank market, he made bilateral quotations for all bonds with five maturities and three credit ratings, and the daily quotation of bonds reached 12. Investing in RMB bonds focuses on preventing interest rate risks and mainly participates in investing in short-term RMB bonds.
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