How to build a credit village?

* * * is divided into the following three stages:

Investigation stage

1, make a thorough investigation of north beach village, and master the population, number of households, number of natural villages, economic development and the quantity and quality of existing loans from rural credit cooperatives;

2. Establish relevant leading bodies, implement the division of responsibilities, formulate work objectives and measures, and organize all work in time; Draft the credit rating method for farmers and train the evaluation team;

3, issued a notice document, held a mobilization meeting, clear job requirements, the implementation of work arrangements;

4, rural villagers' opinions and suggestions on the evaluation activities;

5. Farmers' credit (repayment);

6. Objectively evaluate the practical difficulties and problems that may be encountered in the creative review activities;

7. Put forward countermeasures to solve difficulties and problems and practical working ideas.

② Organizing the implementation stage.

1, publicity. The "Comprehensive Pilot Action Plan for Rural Financial Reform and Development" will be announced to all sectors of society, and it is well known to everyone.

2. Data collection. The village committee shall register the existing farmers in accordance with the requirements of rural credit cooperatives on the construction of credit users.

③ Implement incentive measures.

Those who are rated as "excellent credit users" can enjoy benefits such as loans within 30,000 yuan, no guarantee, turnover within two years at the longest, and appropriate preferential interest rates; Anyone who is rated as a "good credit user" can enjoy the benefits of loan within 654.38+0 million yuan, no guarantee, turnover within two years at the longest, and appropriate interest rate concessions.

④ Summarize the acceptance stage.

1. Further improve the filing management of credit rating data according to the rating results, and establish the credit file of each household, so as to provide the basis for the next stage of credit granting for farmers;

2. Issue credit certificates to farmers who have been rated as "excellent credit users" and issue "credit village" plaques to eligible village committees;

3. Hold a summary meeting and experience exchange meeting in time to sum up the existing problems and find out the shortcomings so as to further improve in the future work;

4 research and deployment of credit village and other village credit users construction work.