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Shi Sheng Royal Annuity Insurance is a popular product launched by China Renshou, which has caused quite a storm. So in the current annuity insurance market, is Shi Sheng Royal Annuity Insurance still competitive? In today's article, Senior Sister will answer this question.

Before the evaluation, if you don't know what annuity insurance is, you can read the following article: Learn this trick and stay away from the 99% pit of annuity insurance.

As usual, let's take a look at the product protection map first:

As can be seen from the figure, the coverage of the imperial annuity insurance in the prosperous times includes: special survival fund, annuity, maturity insurance fund and death insurance fund.

From the corresponding date of the first year five policy years after the contract comes into effect, if the insured continues to live, he can receive the corresponding insurance money. In addition, if the insured continues to live until the expiration of the guarantee period, he can also get the paid premium (excluding interest) as the maturity insurance money. If the insured dies within the protection period, the beneficiary of the policy can only get the greater of the paid premium (excluding interest)-the paid special survival fund and the cash value as the death insurance.

Compared with most annuity insurance in the market, the protection of Shi Sheng Royal Annuity Insurance is not particularly strong. After all, in addition to annuity protection, many annuity insurances will be provided for the insured? Birthday money? 、? Congratulations? Waiting for protection. These guarantees can broaden the channels for the insured to obtain insurance money.

This article is very short. If you want to know more about Shi Sheng Imperial Annuity Insurance, please click the following link: How about China Life Insurance and Shi Sheng Imperial Annuity Insurance? I was shocked to see the benefits!

Generally speaking, Shi Sheng Royal Annuity Insurance can keep pace with the times, but the coverage of this product seems to be quite satisfactory, which is not the most powerful. And the most important thing is that the payment term of this product is not flexible. The insured can only pay in 3/5 years, and can neither choose to pay in batches nor extend the payment period, resulting in most people unable to choose the payment method that suits them according to their own needs.

However, friends who are disappointed with this product need not be sad. Sister Xue has prepared a list of high-quality annuity insurance for everyone. Click on the link below to receive it for free: Top Ten Annuity Insurance Rankings ▏ Want to buy high-yield annuity insurance? Don't miss this 10 model again!

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