When the payment is overdue, the collection staff will call me. I said I would pay back the money today and tomorrow, and the collection staff said I would contact your mother now. Is this illegal?

When you answer the phone, you must be prepared and prepare the recording equipment. Record the violations of the collection. First, complain. Second, use this evidence to negotiate repayment and reduce interest. Don't talk too much about yourself, don't expose new information to them, and don't give family and friends phone numbers.

If the funds are not paid in a few days, just tell the collection directly and before which day to repay. If the collection threatens you or threatens you to call home, you should tell him very strongly that I have recorded the call and I have told you when it will affect my family or work. One is to complain about you, and the other is not to pay back the money.

According to the provisions of the new law, only the debtor himself can be collected, and no one other than the borrower can be collected.

If you don't have the funds to repay for the time being, make a repayment installment plan, 1, and how much will be paid each month. When will it be returned? Then negotiate repayment, and sort out the recording, phone call or text message of the collection personnel before negotiation. Complain to China Internet Finance Association.