What are the core values ??of Postal Savings Bank of China Hunan Branch?

The Postal Savings Bank of China was officially established on March 20, 2007. It is a commercial bank established on the basis of the reform of the postal savings management system. So what is the business philosophy of Postal Savings Bank? Now please appreciate the business philosophy of Postal Savings Bank of China that I brought you.

Postal Savings Bank’s business philosophy

1. Corporate spirit: dare to be the first and pursue excellence

2. Corporate purpose: serve Hunan to achieve value

3. Corporate vision: to build a first-class modern retail commercial bank with distinctive characteristics and outstanding advantages

4. Core values: responsibility, innovation and dedication

5. Postal Savings Bank of China Hunan Relevant concepts under the guidance of the core values ??of the provincial branch: Business philosophy: Create customer wealth, create employee futures, and create corporate value Management philosophy: Scientific decision-making and precise execution

Service philosophy: Everything creates wealth for customers

Risk concept: Execute orders and prohibitions, comply with regulations and increase efficiency

Talent concept: Determine position by ability, judge hero by performance

Safety concept: Safety is benefit, safety is happiness

Salary philosophy: rewards come from hard work, and hard work brings pride

6. Motto: Progress, synchronizing with you 2016 Postal Savings Bank Service Concept

Postal Savings Bank Business operations

Corporate business

Deposits: Corporate customers provide company demand deposits, company time deposits, company agreement deposits, company notice deposits and other corporate deposit services. Customer deposit funds are safe and secure. worry.

Current deposits: Enterprises, institutions, agencies, military units, social groups and other economic entities open corporate settlement accounts in our bank to handle deposits with no prescribed deposit period and which can be accessed at any time. There is no fixed term, and it is convenient for customers to deposit and withdraw, and their deposits and withdrawals are mainly handled by cash or transfer.

Time deposits: Unit time deposits refer to deposits in which enterprises, institutions, institutions, social groups and other units and banks agree in advance on the term and interest rate when making deposits, and the principal and interest are withdrawn upon maturity. The interest calculation method is based on the time deposit interest rate announced by the People's Bank of China. The interest rate will not be calculated in stages if the interest rate is adjusted. The term of corporate time deposits is divided into six grades: three months, half a year, one year, two years, three years and five years.

Unit Agreement Deposits: The customer signs the "Unit Agreement Deposit Contract" with the bank, agrees on a period of time, and agrees on the need to retain a basic deposit amount in the settlement account. Deposits exceeding this amount in the account will be subject to the agreed deposit interest rate agreed upon by both parties. Make deposits that bear separate interest.

Settlement: Provide diversified corporate settlement services such as bills, exchange, and entrusted collections to enterprises and institutions to ensure that enterprises can achieve convenient and fast monetary payments and fund settlements in daily economic activities. The scope of services includes: providing comprehensive settlement services such as letter transfer settlement, wire transfer settlement, collection and payment for enterprises and institutions, and personalized fund collection for network enterprises.

Credit Card

Thank you very much for using the Postal Savings Bank of China Credit Card! From the moment you browse the website, you have become our valued customer. Here, you will enjoy a variety of reliable and convenient functions, as well as dedicated services from 36,000 bank branches across the country. We hope that our professionalism can bring you a more exciting life enjoyment!

China Postal Savings Credit Card Gold Card is a standard credit card product developed for mid-to-high-end people. In addition to revolving credit, consumer installments, cash advance, optional password, and other services, the product also has air ticket and hotel reservations, supplementary card limit adjustment, 48-hour card loss protection, free transaction reminders, high-limit cash advance, and birthday double payment. It is a real credit card that meets international standards and has many special services such as double points and exciting gift redemption. It allows cardholders to enjoy the convenience and benefits of swiping the card first to spend and then repaying the card at home and abroad. They can use the card worry-free anytime, anywhere. .

The Ziyouyizu co-branded credit card is a UnionPay standard RMB gold card, jointly launched by the Postal Savings Bank of China (hereinafter referred to as our bank) and the "Ziyouyizu" brand under the Guangdong Provincial Postal Company.

In addition to the original functions and services of our bank's gold card, the product also adds a series of self-mailing services, including but not limited to vehicle violation information inquiry, agency for local traffic police fines, agency for vehicle and vessel tax/annual pass, agency for driver's license and driving license It is a credit card launched by our bank to provide all-round car butler services to car owners, including annual certificate renewal business and purchasing vehicle insurance.

Travel in China - Great America Tibet Travel Card To commemorate the 60th anniversary of the peaceful liberation of Tibet, our bank specially launched "Travel in China - Great America Tibet Travel Card". This product is a UnionPay standard RMB personal credit card Card, the product level is Gold Card. On the basis of the original functions and services of the gold card, rich local tourism resources are superimposed. Cardholders can enjoy the high-quality and considerate services of the Tibet Travel Card while traveling around the beautiful places.

Travel in China - Hainan International Tourism Island Card is a high-quality payment tool tailored for those who like tropical island style. It integrates multiple functions such as credit card payment, discounts, consumption guidance, etc., for food, accommodation, Travel, travel, shopping and entertainment are all available. While spending happily and paying easily, you can also enjoy the surprise discounts our bank brings to you. The beautiful natural scenery and pleasant card-using experience are all in the Hainan International Tourism Island Card.

Personal business

Deposit business:

Provide individual customers with current deposits, all-in-one deposits, personal certificates of deposit, personal notice deposits, time deposits, and fixed deposits. With the convenient deposit and deposit business, customers' deposit funds are safe and worry-free.

Personal settlement business: Telephone banking remittance, scheduled transfer, off-site settlement, domestic exchange, Shangyitong, online payment, and ATM/POS services.

Bank cards: Green card, green card, green card VIP gold card, Taobao green card, Tencent QQ co-branded card, green card zodiac card (printed with the words "green card debit card"), green card foreign exchange card, regional co-branded card Card etc.

Custody business

Custody qualification: Postal Savings Bank of China obtained the qualification for securities investment fund custody in July 2009, becoming the 16th custodian bank in China with the qualification for securities investment fund custody. It can custody securities investment funds, bank wealth management products, trust products, special account wealth management products, brokerage wealth management and other assets, and provide customers with account opening, property custody, fund settlement, accounting, investment supervision, information disclosure, custody reports, etc. Safe, efficient and professional hosting services.

Custody team: The head office has an independent custody business department with a professional and young custody business team, all of whom have a bachelor's degree or above and professional backgrounds in finance and accounting.

Custody products: Postal Savings Bank of China has obtained securities investment fund custody qualifications and can custody securities investment funds, fund management companies’ specific customer asset management plans, bank wealth management products, trust products, and securities companies’ collective asset management plans. and other types of products.

As an emerging custody bank, Postal Savings Bank of China, starting from the custody of open-end funds, one-to-many special account financial management and other products, will continue to be committed to the innovation and development of the custody business, providing investors and Partners provide safe, reliable, high-quality and meticulous asset custody services.

The significance of the establishment of the Postal Savings Bank of China

The establishment of the Postal Savings Bank of China is another major phased achievement in the reform of my country’s postal system. It is also under the guidance of the national financial regulatory authorities. , another new and important achievement in the reform of the financial system. The establishment of the Postal Savings Bank of China will definitely further promote the development of my country's banking industry and the improvement of the banking system, will certainly accelerate the construction of my country's new socialist countryside, and will also favorably support the construction of my country's national economy and various social undertakings. develop. After its establishment, the Postal Savings Bank of China will continue to rely on the postal network and in accordance with the corporate governance structure and commercial bank management requirements to continuously enrich its business varieties, expand marketing channels, and improve service functions. It will further strive to build a financial institution that connects urban and rural areas and covers the whole country. Service network; committed to building a modern bank with sufficient capital, tight internal controls, safe operations and strong competitiveness, and making new contributions to building a harmonious socialist society.