Is it necessary to buy Xiangnv Care Insurance?

Hunan Xianghui has an age limit, but people under 7 can buy it, so those aged between 6 and 7 can be considered. In addition, although there are many requirements for previous illness, it is still looser than millions of medical insurance, except for the following people. Other people with diseases can still buy it.

1. In January 218, the Women's Development Department of the All-China Women's Federation and China Life Corporation signed a strategic cooperation agreement on women's health insurance, and launched the project of "Caring for women's health and helping women get rid of poverty". Small funds incite people's livelihood, and the implementation of "Hunan Women's Care and Protection" provides a guarantee for solving the risks of serious illness and accidents of women, especially poor women, and effectively builds a solid barrier to prevent women from becoming poor and returning to poverty due to illness.

2. For healthy women aged 18 to 6, the "Xiangnv Care Insurance" pays an annual premium of 1 yuan per person, and pays 4, yuan for female-specific diseases such as primary breast cancer and primary cervical cancer. In case of accidental injury, disability and hospitalization, it can also pay up to 58, yuan.

3. The coverage of Xiangnv Care Insurance includes: accidental injury, death or disability protection, with a coverage of 2,; Accidental injury hospitalization quota allowance guarantee, which can be paid to 1 yuan every day for a maximum of 18 days; Seven kinds of specific diseases for women are covered, with a coverage of 4, yuan, which can cover primary breast cancer, primary fallopian tube cancer, primary uterine body cancer, primary cervical cancer, primary exogenous cancer, primary vaginal cancer and primary ovarian cancer. The waiting period of Xiang women's care insurance is 9 days, and there is no waiting period for renewal, and there is no waiting period for women who participate in the "two cancers" screening.

4. Life insurance is totally different from property insurance. It is difficult to value human life with money, so the insured amount of life insurance is determined by the insured according to the insured's need for life insurance and the insured's ability to pay, within the scope and conditions permitted by law, after consultation with the insurer. Therefore, when the insured accident agreed in the insurance contract occurs or the agreed age reaches or the agreed time limit expires, the insurer will pay the insurance money according to the agreement.