What does affordable housing mean?

Affordable housing, also known as affordable housing, refers to the housing provided by the government for low-and middle-income families with housing difficulties, which generally consists of low-rent housing, affordable housing, policy rental housing and directional resettlement housing. This type of housing is different from the commercial housing whose price is completely formed by the market.

China has vigorously strengthened the construction of affordable housing, further improved people's living conditions and promoted the healthy development of the real estate market.

Classification of affordable housing:

1. Affordable housing refers to the housing that the government provides land by means of allocation, exempts all kinds of administrative fees and government funds such as supporting fees for urban infrastructure, implements preferential tax policies, and sells to low-income families with housing difficulties who have certain ability to pay at government-guided prices. This kind of low-income family has a certain ability to pay or has the expected ability to pay, and the buyer has limited property rights.

Affordable housing is a commercial housing with social security nature, which has the dual characteristics of economy and applicability. Economy means that the housing price is relatively moderate relative to the market price and can adapt to the affordability of low-and middle-income families; Applicability refers to emphasizing the use effect of the house in the house design and building standards, rather than building standards.

Second, low-rent housing is owned by the government or institutions and provided to low-income families at low rents approved by the government. Low-income families do not have the property rights of low-rent housing, which is non-property affordable housing.

Low-rent housing is only rented and not sold, and it is rented to the lowest income among urban residents. In the context of soaring housing prices, affordable housing is in trouble, making it difficult for people to live. Low-rent housing has become the focus of social attention and can become a "life-saving straw" for low-income families.

Three, public rental housing, refers to the government or government agencies, according to the market rental price to provide rental housing for low-income families with housing difficulties, while the government pays the corresponding standard rental subsidies to the families on a monthly basis. Its purpose is to solve the housing difficulties of low-income families whose family income is higher than the standard of low-rent housing but unable to buy affordable housing.

This concept is just fixed in the newly released "rental affordable housing". Affordable housing is sold by rent, which can be said to have turned affordable housing into "expanded low-rent housing".

Four, directional resettlement housing is the government for urban road construction and other public facilities construction projects, the relocation of households built houses. Resettlement targets are relocated households of urban residents, including farmers who demolish houses due to land acquisition.

Five, commercial housing, refers to the implementation of the national "housing (or housing) project" and the construction of housing (belonging to the category of affordable housing). It is a non-profit housing built by the party and the state with loans and local self-raised funds for the majority of low-and middle-income families, especially poor households below 4 square meters. The sales price is lower than the cost and subsidized by the government.